"I have."
"You are a wonder indeed."
Jack proceeded and told his remarkable story, and Mr. Townsend said:
"You have identified the man and you have located him?"
"I have, beyond all question, but it is very unfortunate that you lost the letter."
"It is, I admit."
"In that letter he has directed what should be done with the fortune. I can now plainly see why he made this deposit with you—yes, it is as plain as noonday."
"I'd like to hear your explanation."
"As old Berwick said, his second-hand family was a bad lot."
"Yes."