| CHAPTER | | PAGE |
| I. | Ruth Vars Comes Out | [1] |
| II. | Breckenridge Sewall | [10] |
| III. | Episode of a Small Dog | [18] |
| IV. | A Back-Season Débutante | [27] |
| V. | The Unimportant Fifth Wheel | [36] |
| VI. | Breck Sewall Again | [44] |
| VII. | The Millions Win | [50] |
| VIII. | The Horse-Show | [56] |
| IX. | Catastrophe | [69] |
| X. | A University Town | [80] |
| XI. | A Walk in the Rain | [90] |
| XII. | A Dinner Party | [101] |
| XIII. | Lucy Takes Up the Narrative | [112] |
| XIV. | Bob Turns Out a Conservative | [124] |
| XV. | Another Catastrophe | [135] |
| XVI. | A Family Conference | [142] |
| XVII. | Ruth Goes to New York | [156] |
| XVIII. | A Year Later | [166] |
| XIX. | Ruth Resumes Her Own Story | [177] |
| XX. | The Fifth Wheel Gains Wings | [187] |
| XXI. | In the Sewall Mansion | [198] |
| XXII. | The Parade | [206] |
| XXIII. | An Encounter with Breck | [212] |
| XXIV. | The Open Door | [222] |
| XXV. | Mountain Climbing | [232] |
| XXVI. | The Pot of Gold | [239] |
| XXVII. | Van de Vere's | [248] |
| XXVIII. | A Call from Bob Jennings | [258] |
| XXIX. | Longings | [266] |
| XXX. | Again Lucy Narrates | [274] |
| XXXI. | Ruth Draws Conclusions | [282] |
| XXXII. | Bob Draws Conclusions Too | [291] |