I immediately commenced making my preparations for the trip to Europe, and in three days I was ready to depart. I had called upon and bade adieu to all my friends in St. Louis, except Mr. Lamar, a merchant who had been very kind to me in the day of adversity. On the day before I intended to start, I went to his counting-room, and found him busy with a gentleman. I waited till he was disengaged, and picked up The Reveille to amuse myself for the time. Before I could become interested in the contents of the newspaper, the voice of the gentleman with whom the merchant was occupied attracted my attention. I looked at him a second time, and as he turned his head I recognized Mr. Ben Waterford.

I was conscious that this man was my enemy for life. I was rather startled, for I assure my sympathizing reader that I was not at all anxious to meet him. The last time I had seen him was on the bank of Lake Michigan, at the mouth of a creek where I had left him, having taken possession of his yacht, after a hard battle with him, in order to prevent him from running away with my fair cousin, Miss Marian Collingsby. I had entirely defeated his plans, as well as those of Mr. Whippleton, Mr. Collingsby's partner; and when the business affairs of the latter were examined, they involved those of the former. He was driven into bankruptcy, and did not again show his face in Chicago. Very likely, if I had not thwarted him, he would have married the daughter of Mr. Collingsby, and, perhaps, at the same time, have saved himself from financial ruin.

I read my newspaper, and hoped Mr. Ben Waterford would not see me. I was rather curious to know what business he had with Mr. Lamar. I could hear an occasional word, and I was soon satisfied that the parties were talking about lands. The Chicago gentleman was at his former business, evidently; for then he had been a speculator in lands. I could not understand how one as effectually cleaned out as he was represented to be could have any lands to sell, or any funds to buy them.

"How are you, Phil? How do you do?" said Mr. Lamar, as, for the first time, he happened to discover me.

"Don't let me disturb you, sir. I will wait," I replied.

"Ah, Phil! how do you do?" added Mr. Waterford; and I thought or imagined that there was a flush on his face, as though the meeting was no more agreeable to him than to me.

I shook hands with Mr. Lamar, but I had not the hypocrisy to do so with the Chicago swindler, though he made a motion in that direction. He was not glad to see me, though he smiled as sweetly as the rose in June.

"Take a seat, Phil," continued Mr. Lamar. "I will think of the matter, Mr. Waterford," he added, as the latter turned to leave the counting-room.


CHAPTER II.