Transcriber's Note: The advertisement that was located at the beginning of the book has been moved to the end of this e-text.

THE UPWARD AND ONWARD SERIES.

DESK AND DEBIT;

OR,

THE CATASTROPHES OF A CLERK.

By

OLIVER OPTIC,

AUTHOR OF "YOUNG AMERICA ABROAD," "THE ARMY AND NAVY STORIES,"
"THE WOODVILLE STORIES," "THE BOAT-CLUB STORIES," "THE
STARRY FLAG SERIES," "THE LAKE-SHORE SERIES," ETC.

WITH FOURTEEN ILLUSTRATIONS.