"Why, a bar-room," replied the pilot, laughing. "He told me he had been up north since I saw him, and had brought his family down. He lives overhead the saloon; and he seemed to be doing a lively business."

"I am afraid he will be his own best customer," I added.

"I reckon he is, for he was getting rather full when I saw him."

"He talked about coming to Florida when I saw him in Michigan; but he said he was going into the business of raising early vegetables and oranges."

"He has got a place up the river, and means to raise truck for the market besides. He must have some money."

"I think he has considerable property. He did not find farming in Michigan as profitable as he expected. He is one of those men who want to coin money all at once."

Shortly after noon we came to anchor off the city. The pilot leaped into his canoe, and boarded a steamer going down the river. Colonel Shepard was in a hurry to go on shore, and I landed him at once. The steward went off to the market for ice and fresh provisions in the other boat. I did not expect all my passengers to remain on board while we were at Jacksonville. The Colonel had a house which had been badly damaged by fire while we were here in December, and I had no doubt he would occupy it, with his family, while we remained here.

He was not absent more than an hour, for his house was on St. James Park, a short distance from the shore. Everything about it had been put in complete repair, and it was ready for occupancy. In the afternoon we landed the family, and the Hon. Mr. Tiffany and his daughter were invited to go with them. The Sylvania seemed to be deserted when they were gone; but in a few days we were to begin the trip up the river, and in the meantime take the party on such excursions as they desired to make. Of course Owen went with the Shepards.

Chloe had made herself so agreeable to the ladies that they desired her to accompany them on shore. The steamer was in first-rate condition, and there was nothing for anybody to do but eat and sleep. Mr. Kirby Cornwood was still sulky because he had not been permitted to pilot the vessel up from the ocean; but I was not disposed to comfort him. About four o'clock, it was so quiet on board, I thought I would go on shore for a while. Washburn was asleep in our room, and I did not disturb him, for we had all been up till after midnight the night before, listening to the music, and enjoying the moonlight.

I landed at the boat wharf opposite the Grand National Hotel, on Bay Street. This is the principal street of the city, and both sides of it are lined with stores, warehouses, and the principal public buildings. It extends parallel with the river. At one end of it is the railroad station and the Grand National; near the other end are the Carlton Hotel and the Yacht Club house. Nearly all the business of the city is done on this street.