"But the money was lost, whether you believe it or not," interposed the bank director, irritated by this charge.

"I've heard of such a thing as men losing money to cheat their creditors, or something of that sort," added the ferryman.

"Don't talk so, husband," said Mrs. Wilford, who, with Lawry, had come out of the house when they heard the voice of the sheriff, anxious to learn the result of the search.

"Don't you think that's mean, to accuse a man of cheating his creditors, after you have stolen his money?" retorted Mr. Randall.

"What right have you to say I stole your money?" demanded Mr.
Wilford, with a show of intense indignation.

"Because you did."

"Can you prove it?"

"I think I can."

"No, you can't. I don't believe you lost any money. It's only a trick to cheat the bank or your creditors."

"We shall see."