“That’s just my case. I was going down to the bank to find you, after calling upon you at Mr. Oliphant’s. I wanted to see you very badly;” and the honest fellow looked more embarrassed than ever.

“Well, that’s a coincidence,” I replied, deeming it my duty to spare him any unnecessary embarrassment. “I have just had a call for a little money I owe, and it was not convenient for me to pay it. It was awkward, because I have a habit of paying up all these little things at sight, even if I have to borrow the money to do so. I shall be flush in three or four days, but I dislike to make this particular fellow wait. Could you lend me a hundred dollars till Monday?”

“I am very sorry, Paley,” replied the poor fellow, the wind all taken out of his sails. “The fact is, I’m short myself.”

“O, well, never mind it. I’m sorry I said any thing,” I continued.

“There was no harm in saying it to me,” laughed he, apparently more troubled at my necessity than his own. “I had a chance to buy some stock at a low figure, if I could raise the money to-day, so that the owner can leave to-night for New York. I am one hundred short of the amount required; but no matter; let it go.”

“I’m sorry I haven’t the amount about me,” I replied, with a troubled look. “Perhaps I can raise it for you.”

“O, no! I don’t want you to do that. You said you should be flush in a few days.”

“Yes; I shall have some money on Monday.”

“Well, then, Paley, since you can’t help me out, I can help you out,” said the noble fellow, with a generous smile. “I can’t buy my stock, and you may as well have the money as to let it remain idle.”

“Thank you, Tom,” I replied, warmly.