At Brunswick Tom sold the last of his books, and was in possession of about thirty dollars, twelve of which he owed the publisher who had furnished his stock. This money seemed to burn in his pocket. He had the means of having a good time, and it went hard with him to plod along as Bobby did, careful to save every penny he could.

"Come, Bob, let's get a horse and chaise and have a ride—what do you say?" proposed Tom, on the day he finished selling his books.

"I can't spare the time or the money," replied Bobby, decidedly.

"What is the use of having money if we can't spend it? It is a first rate day, and we should have a good time."

"I can't afford it. I have a great many books to sell."

"About a hundred; you can sell them fast enough."

"I don't spend my money foolishly."

"It wouldn't be foolishly. I have sold out, and am bound to have a little fun now."

"You never will succeed if you do business in that way."

"Why not?"