"Bobby is a very good boy," meekly responded the widow Bright.

"Humph! I should think he was. A great lazy lubber like him, living on his mother!" and Mr. Hardhand looked contemptuously at Bobby.

"I am not a lazy lubber," interposed the insulted boy with spirit.

"Yes, you are. Why don't you go to work?"

"I do work."

"No, you don't; you waste your time paddling in the river."

"I don't."

"You had better teach this boy manners too, marm," said the creditor, who, like all men of small souls, was willing to take advantage of the power which the widow's indebtedness gave him. "He is saucy."

"I should like to know who taught you manners, Mr. Hardhand," replied Bobby, whose indignation was rapidly getting the better of his discretion.

"What!" growled Mr. Hardhand, aghast at this unwonted boldness.