"Because there are a great many bad men about these new towns; and some of them would not scruple to rap you over the head for your money. Besides, there will be a crowd on the steamboat levee, and we may have our pockets picked. I think I shall hide my money in the bed."

Suiting the action to the word, he took his wallet from his pocket, and thrust his arm into the bed up to the shoulder.

"No one will think of looking there for it," he added, as if thoroughly satisfied with what he had done. "I advise you to do the same."

"I don't mean to leave my money here," I replied. "I don't like the looks of the people in this house."

"Nor I: but they will not think of such a thing as looking into the bed for money. Take my advice, Phil."

"No; I think I can take care of what money I have," I answered.

"You haven't been about this region so much as I have, or you wouldn't run any risks," he continued; and I thought he was very persistent about the care of my funds.

"That may be, though I think my money will be safer in my pocket than in that bed. But come, Mr. Lynchpinne. We are wasting our time, and we had better hurry down to the river."

"How much money have you, Phil?" asked my companion.