"Of course he will take the vacant berth in that room," added Mr. Solomons, who did not seem to think that the offer of the stranger was very magnanimous, since the berth in his room could be taken by the next applicant, whether he was willing or not.

The clerk had written the receipt for the passage money paid him by the young man, and pushed it across the counter towards him. The name on the paper was E. Dunkswell. I confess that I was not particularly pleased with Mr. Dunkswell, and did not care to occupy a state-room with him. Besides being rather jauntily dressed, he wore too much jewelry to suit my taste. His speech was somewhat peculiar, and I set him down as a fast young man. He appeared to be about twenty-one years old, though possibly he was more than that.

"I have the lower berth in this room," said Mr. Solomons, addressing the stranger, and pointing to his room on the plan. "It is about the same kind of a room as your own. If you would exchange berths with me, it would oblige me very much."

"I should be very happy to accommodate you," replied the fast young man, "but for particular reasons I desire to occupy the berth I have engaged."

"My room is just as good as the one you have taken," added Mr. Solomons.

"Very true; but I like the locality of mine better than yours."

It was evident that Mr. Dunkswell had a decided opinion of his own in this matter; and my kind friend was too much of a gentleman to say anything more about the exchange. He engaged the berth; but there was still a hope that an arrangement might be made with the person who had taken the upper berth in Mr. Solomons' state-room. Just then it occurred to me, as I saw the clerk writing the receipt for me, that my money was where I could not get at it in a public place; but it was only a short distance to the hotel, and I ran over to my room, and put the greater part of my funds in my wallet. The passage money was paid, and with a lively emotion of pleasure at the prospect which the ticket opened to me, I put it into my pocket.

Mr. Solomons then went with me to a banker's, for I had taken his advice, and resolved to procure a letter of credit on a London banker. My friend was very much surprised, and I think he was a little suspicious, when I told him I had over a thousand dollars in my pocket. The banker gave me a letter of credit for two hundred pounds, and I deposited a thousand dollars with him, as security. On my return I was to settle with him for whatever sums I had drawn, and he was to pay me back the balance, with four per cent. interest. Mr. Solomons was particular to have it understood by the banker in London that the money would be drawn by a young man sixteen years of age, and I left my signature to be forwarded to him.

My business was all done, and I parted with Mr. Solomons, to meet him again the next day on board the steamer. In the evening, I went up to Madison Place, and staid till nine o'clock.

"Who do you suppose has been here this afternoon?" asked Kate of me, as I was taking my leave.