"Is Mrs. Loraine very rich herself?"

"She is not very rich herself. She has what my father left her by his will."

"Of course your father left something to you," added Bob Hale.

"Mr. Windleton called me a little heiress two years ago, and said I should have forty thousand dollars when I was old enough to receive it."

"Who is Mr. Windleton?"

"He was a great friend of my father. He keeps the money that belongs to me. I forget what they call him."

"A trustee," suggested Bob, who was somewhat earned in the law.

"Yes; that's what he said he was. My father gave his wife only half as much as he gave me; but I wish he had given her all of his property," said Kate, looking over into the water.

"Why do you wish so?" I asked.

"I think she would have been kinder to me. Mr. Windleton's daughter Ellen told me, if I should die, that my money would go to Mrs. Loraine. I don't know whether it is true or not;" and without any apparent reason, Kate burst into tears.