"Well, I don't know," replied Charles, looking intently at the floor.

"Frank has made a good coxswain; there is no rubbing that out."

"Very good," said Charles feebly.

"If it hadn't been for him, Tim Bunker would have been drowned that time."

"Couldn't another fellow have done the same that he did?"

"Yes, if he had had the presence of mind and the energy of character which Frank has."

"You could have done it, Fred," said Charles.

"I don't know about that," replied Fred modestly.

"You hauled him in with the boat-hook."

"Yes, but I only did what Frank told me to do. Look at the Bunkers; they didn't even reach the spot till we had got him on board the Zephyr."