Here was I now in a really dear little home, not a boarder, but treated like a daughter not only by Mrs. Kingston, but by Mrs. Owens, who quickly made me call her "Mama Owens." She was a pretty woman of about sixty, with lovely dark eyes, and white wavy hair that I often did up. She had periodical spells of illness, I don't know just what. Both Mrs. Kingston and Mrs. Owens were widows.

I brightened up a bit after I got there, for they wouldn't give me a chance to be blue. We had a merry time decorating the house with greens and holly, and we even had a big Christmas-tree. Mama Owens said she couldn't imagine a Christmas without one. Just think, though I was one of fourteen children (two of the original sixteen had died), I can never remember a Christmas when we had a tree!

Bennet came over and helped us with the decorations, and he and Butler were both invited to the Christmas dinner. Butler could not come, as he was due at some Hull House entertainment, but Bennet expected to have dinner with us before going to work. He was working nights now, and would not have Christmas off.

I was getting only twelve dollars a week at this time, so I had little enough money to spend on Christmas presents. I did, however, buy books for Bennet and Mrs. Kingston and Mrs. Owens. Also for Lolly, to whom I had written twice, begging her to forgive me. She never answered me, but Hermann wrote me a note, advising me to "leave her alone till she gets over it."

I had to walk to work for two days after that, as I didn't have a cent left, and I did without luncheon, too. I rather enjoyed the walk, but it was hard getting up so early, as I had to be at the office at eight. I was working for a clothing firm not unlike the one Estelle was with, and I had obtained the position, by the way, through Estelle.

On Christmas eve Margaret had to go to the house of a client in regard to some case, so mama and I were left alone. We were decorating the tree with strings of white and colored popcorn and bright tinsel stuff, and I was standing on top of a ladder, putting a crowning pinnacle on the tree,—a funny, fat, little Santa Claus,—when our bell rang. Our front door opened into the reception hall, where our tree was, so when mama opened the door and I saw who it was, I almost fell off the ladder. He called out:

"Careful!" dropped his bag, came over to the ladder, and lifted me down. You can't lift a girl down from a ladder without putting your arms about her, and I clung to him, you may be sure. He kept smoothing my hair and cheek, and saying,—I think he thought I was crying against his coat,—"Come, now, Nora, it's all right! Everything's all right!" and then he undid my hands, which were clinging to his shoulders, and shook himself free.

Mama Owens had never met him, so I had to introduce them. She scolded me dreadfully afterward about the way I had acted, though I tried to explain to her that it was the surprise and excitement that had made me give way like that.

It was queer, but from the very first both Margaret and Mama Owens were prejudiced against him. Both of them loved me and were devoted to Bennet. They were planning to make a match between us. Hamilton was the stumbling-block; and although in time he partly won Margaret over, he never moved mama, who always regarded him as an intruder in our "little family."