"Money goes as it comes." "A child and a fool imagine that twenty years and twenty shillings can never be spent."
Live between extravagance and meanness. Don't save money and starve your mind. "The very secret and essence of thrift consists in getting things into higher values. Spend upward, that is, for the higher faculties. Spend for the mind rather than for the body, for culture rather than for amusement. Some young men are too stingy to buy the daily papers, and are very ignorant and narrow." "There is that withholdeth more than is meet, but it tendeth to poverty." "Don't squeeze out of your life and comfort and family what you save."
Liberal, not lavish, is Nature's hand. Even God, it is said, cannot afford to be extravagant. When He increased the loaves and fishes, He commanded to gather up the fragments, that nothing be lost.
"Nature uses a grinding economy," says Emerson, "working up all that is wasted to-day into to-morrow's creation; not a superfluous grain of sand for all the ostentation she makes of expense and public works. She flung us out in her plenty, but we cannot shed a hair or a paring of a nail but instantly she snatches at the shred and appropriates it to her general stock." Last summer's flowers and foliage decayed in autumn only to enrich the earth this year for other forms of beauty. Nature will not even wait for our friends to see us, unless we die at home. The moment the breath has left the body she begins to take us to pieces, that the parts may be used again for other creations. Mark the following contrast:—
1772. 1822.
Man, to the plow; Man, tally-ho;
Wife, to the cow; Wife, piano;
Girl, to the sow; Miss, silk and satin;
Boy, to the mow; Boy, Greek and Latin;
And your rents will be netted. And you'll all be gazetted.
Hone's Works. The Times.
More than a lifetime has elapsed since the above was published, but instead of returning to the style of 1772, our farmers have out-Heroded Herod in the direction of the fashion, of 1822, and many a farmhouse, like the home of Artemas [Transcriber's note: Artemus?] Ward, may be known by the cupola and the mortgage with which it is decorated.
It is by the mysterious power of economy, it has been said, that the loaf is multiplied, that using does not waste, that little becomes much, that scattered fragments grow to unity, and that out of nothing or next to nothing comes the miracle of something. It is not merely saving, still less, parsimony. It is foresight and arrangement, insight and combination, causing inert things to labor, useless things to serve our necessities, perishing things to renew their vigor, and all things to exert themselves for human comfort.
English working men and women work very hard, seldom take a holiday, and though they get nearly double the wages of the same classes in France, yet save very little. The millions earned by them slip out of their hands almost as soon as obtained to satisfy the pleasures of the moment. In France every housekeeper is taught the art of making much out of little. "I am simply astonished," writes an American lady stopping in France, "at the number of good wholesome dishes which my friend here makes for her table from things, which at home, I always throw away. Dainty little dishes from scraps of cold meat, from hard crusts of bread, delicately prepared and seasoned, from almost everything and nothing. And yet there is no feeling of stinginess or want."
"I wish I could write all across the sky, in letters of gold," says Rev. William Marsh, "the one word, savings-bank."
Boston savings-banks have $130,000,000 on deposit, mostly saved in driblets. Josiah Quincy used to say that the servant girls built most of the palaces on Beacon Street.