"There are treasures laid up in the heart—treasures of charity, piety, temperance, and soberness. These treasures a man takes with him beyond death when he leaves this world." (Buddhist Scriptures.)

Is it any wonder that our children start out with wrong ideals of life, with wrong ideas of what constitutes success? The child is "urged to get on," to "rise in the world," to "make money." The youth is constantly told that nothing succeeds like success. False standards are everywhere set up for him, and then the boy is blamed if he makes a failure.

It is all very well to urge youth on to success, but the great mass of mankind can never reach or even approximate the goal constantly preached to them, nor can we all be rich. One of the great lessons to teach in this century of sharp competition and the survival of the fittest is how to be rich without money, and to learn how to do without success, according to the popular standard.

Gold cannot make the miser rich, nor can the want of it make the beggar poor.

In the poem, "The Changed Cross," a weary woman is represented as dreaming that she was led to a place where many crosses lay, crosses of divers shapes and sizes. The most beautiful one was set in jewels of gold. It was so tiny and exquisite that she changed her own plain cross for it, thinking she was fortunate in finding one so much lighter and lovelier. But soon her back began to ache under the glittering burden, and she changed it for another cross very beautiful and entwined with flowers. But she soon found that underneath the flowers were piercing thorns which tore her flesh. At last she came to a very plain cross without jewels, without carving, and with only the word, "Love," inscribed upon it. She took this one up and it proved the easiest and best of all. She was amazed, however, to find that it was her old cross which she had discarded. It is easy to see the jewels and the flowers in other people's crosses, but the thorns and heavy weight are known only to the bearers. How easy other people's burdens seem to us compared with our own. We do not appreciate the secret burdens which almost crush the heart, nor the years of weary waiting for delayed success—the aching hearts longing for sympathy, the hidden poverty, the suppressed emotion in other lives.

William Pitt, the great Commoner, considered money as dirt beneath his feet compared with the public interest and public esteem. His hands were clean.

The object for which we strive tells the story of our lives. Men and women should be judged by the happiness they create in those around them. Noble deeds always enrich, but millions of mere money may impoverish. Character is perpetual wealth, and by the side of him who possesses it the millionaire who has it not seems a pauper. Compared with it, what are houses and lands, stocks and bonds? "It is better that great souls should live in small habitations than that abject slaves should burrow in great houses." Plain living, rich thought, and grand effort are real riches.

Invest in yourself, and you will never be poor. Floods cannot carry your wealth away, fire cannot burn it, rust cannot consume it.

"If a man empties his purse into his head," says Franklin, "no man can take it from him. An investment in knowledge always pays the best interest."

"There is a cunning juggle in riches. I observe," says Emerson, "that they take somewhat for everything they give. I look bigger, but I am less, I have more clothes, but am not so warm; more armor, but less courage; more books, but less wit."