Webster was very poor even after he entered Dartmouth College. A friend sent him a recipe for greasing his boots. Webster wrote and thanked him, and added: "But my boots needs other doctoring, for they not only admit water, but even peas and gravel-stones." Yet he became one of the greatest men in the world. Sydney Smith said: "Webster was a living lie, because no man on earth could be as great as he looked." Carlyle said of him: "One would incline at sight to back him against the world."

What seemed to be luck followed Stephen Girard all his life. No matter what he did, it always seemed to others to turn to his account.

Being a foreigner, unable to speak English, short, stout, and with a repulsive face, blind in one eye, it was hard for him to get a start. But he was not the man to give up. He had begun as a cabin boy at thirteen, and for nine years sailed between Bordeaux and the French West Indies. He improved every leisure minute at sea, mastering the art of navigation.

At the age of eight he had first discovered that he was blind in one eye. His father, evidently thinking that he would never amount to anything, would not help him to an education beyond that of mere reading and writing, but sent his younger brothers to college. The discovery of his blindness, the neglect of his father, and the chagrin of his brothers' advancement soured his whole life.

When he began business for himself in Philadelphia, there seemed to be nothing he would not do for money. He bought and sold anything, from groceries to old junk; he bottled wine and cider, from which he made a good profit. Everything he touched prospered.

He left nothing to chance. His plans and schemes were worked out with mathematical care. His letters written to his captains in foreign ports, laying out their routes and giving detailed instructions, are models of foresight and systematic planning. He never left anything of importance to others. He was rigidly accurate in his instructions, and would not allow the slightest departure from them. He used to say that while his captains might save him money by deviating from instructions once, yet they would cause loss in ninety-nine other cases.

He never lost a ship, and many times that which brought financial ruin to many others, as the War of 1812, only increased his wealth. Everybody, especially his jealous brother merchants, attributed his great success to his luck. While undoubtedly he was fortunate in happening to be at the right place at the right time, yet he was precision, method, accuracy, energy itself. What seemed luck with him was only good judgment and promptness in seizing opportunities, and the greatest care and zeal in improving them to their utmost possibilities.

The mathematician tells you that if you throw the dice, there are thirty chances to one against your turning up a particular number, and a hundred to one against your repeating the same throw three times in succession: and so on in an augmenting ratio.

Many a young man who has read the story of John Wanamaker's romantic career has gained very little inspiration or help from it toward his own elevation and advancement, for he looks upon it as the result of good luck, chance, or fate. "What a lucky fellow," he says to himself as he reads; "what a bonanza he fell into!" But a careful analysis of Wanamaker's life only enforces the same lesson taught by the analysis of most great lives, namely, that a good mother, a good constitution, the habit of hard work, indomitable energy, determination which knows no defeat, decision which never wavers, a concentration which never scatters its forces, courage which never falters, self-mastery which can say No, and stick to it, strict integrity and downright honesty, a cheerful disposition, unbounded enthusiasm in one's calling, and a high aim and noble purpose insure a very large measure of success.

Youth should be taught that there is something in circumstances; that there is such a thing as a poor pedestrian happening to find no obstruction in his way, and reaching the goal when a better walker finds the drawbridge up, the street blockaded, and so fails to win the race; that wealth often does place unworthy sons in high positions; that family influence does gain a lawyer clients, a physician patients, an ordinary scholar a good professorship; but that, on the other hand, position, clients, patients, professorships, managers' and superintendents' positions do not necessarily constitute success. He should be taught that in the long run, as a rule, the best man does win the best place, and that persistent merit does succeed.