On all sides we see men with small minds, but who are well educated, pushing ahead of those who have greater capabilities, but who are only half educated. A one-talent man, superbly trained, often gets the place when a man with many untrained or half-trained talents loses it. Never was ignorance placed at such a disadvantage as to-day.

While the opportunities awaiting the educated man, the college graduate, on his entrance into practical life were never before so great and so numerous as to-day, so also the dangers and temptations which beset him were never before so great, so numerous, so insidious.

All education which does not elevate, refine, and ennoble its recipient is a curse instead of a blessing. A liberal education only renders a rascal more dishonest, more dangerous. Educated rascality is infinitely more of a menace to society than ignorant rascality.

Every year, thousands of young men and young women graduate full of ambition and hope, full of expectancy, go out from the schools, the colleges, and the universities, with their diplomas, to face for the first time the practical world.

There is nothing else, perhaps, which the graduate needs to be cautioned against more than the money madness which has seized the American people, for nothing else is more fatal to the development of the higher, finer instincts and nobler desires.

Wealth with us multiplies a man's power so tremendously that everything gravitates toward it. A man's genius, art, what he stands for, is measured largely by how many dollars it will bring. "How much can I get for my picture?" "How much royalty for my book?" "How much can I get out of my specialty, my profession, my business?" "How can I make the most money?" or "How can I get rich?" is the great interrogation of the century. How will the graduate, the trained young man or woman answer it?

The dollar stands out so strongly in all the undertakings of life that the ideal is often lowered or lost, the artistic suffers, the soul's wings are weighted down with gold. The commercial spirit tends to drag everything down to its dead, sordid level. It is the subtle menace which threatens to poison the graduate's ambition. Whichever way you turn, the dollar-mark will swing info your vision. The money-god, which nearly everybody worships in some form or other, will tempt you on every hand.

Never before was such pressure brought to bear on the trained youth to sell his brains, to coin his ability into dollars, to prostitute his education, as to-day. The commercial prizes held up to him are so dazzling, so astounding, that it takes a strong, vigorous character to resist their temptation, even when the call in one to do something which bears little relation to money-making speaks very loudly.

The song of the money-siren to-day is so persistent, so entrancing, so overwhelming that it often drowns the still small voice which bids one follow the call that runs in his blood, that is indicated in the very structure in his brain.

Tens of thousands of young people just out of school and college stand tiptoe on the threshold of active life, with high ideals and glorious visions, full of hope and big with promise, but many of them will very quickly catch the money contagion; the fatal germ will spread through their whole natures, inoculating their ambition with its vicious virus, and, after a few years, their fair college vision will fade, their yearnings for something higher will gradually die and be replaced by material, sordid, selfish ideals.