'Ah! it is a pleasure-ship then? I see those little ships racing often; they are beautiful. You must be very rich to have one all to yourself, not trading anywhere, or even dredging. How much money have you? And how do you keep it? In boxes, in coffers? Some of my grandfather's is down the well; he took bricks out of the side of the well, put the money in the hole, and then put back the bricks again. He did it at night; no one knows it but me. Do you keep your money like that?'

'No; in our world we give it to other men to take care of for us.'

'That seems very stupid. Why not take care of your own?'

She was sitting on the parapet of the terrace, her feet hung down; she leaned one hand on the stone she sat on; behind her was the broad blue of the sky, and about her all the shining of the effulgent light. She looked like a rhododendron flower growing up into the sunshine out of a corner of a dusky old garden.

'You have not told me how much money you have,' she pursued. 'If you let other folks take care of it for you, it is no wonder that you gentle people come to poverty so often.'

'We have too many caretakers, no doubt,' said Loswa, 'and they feather their own nests. But I am not a very rich man; pray do not think I am. I am only an artist. Nobody is rich now except the Jews here, and the rogues across the Atlantic. Would you let me make a sketch of yourself just as you sit now? It would be charming.'

'Will you give it to that lady?'

'No, on my honour. I will give it to you, and make a copy for myself.'

'Well, if you like; but would it not be better if I put on my Sunday frock?'

'Not for worlds. Sunday frocks have no affinity with art, my dear; yours is, no doubt, a very pretty one, but I should prefer to make your portrait as I have seen you first.'