“Once and for all, Joe,” said Lady Constance, losing her amiability and becoming suddenly imperious and Cleopatrine, “I will not keep that necklace in a bank. What on earth is the use of having a beautiful necklace if it is lying in the strong-room of a bank all the time? There is the County Ball coming on, and the Bachelors’ Ball after that, and . . . well, I need it. I will send the thing to the bank when we pass through London on our way to Scotland, but not till then. And I do wish you would stop worrying me about it.”

There was a silence. Mr. Keeble was regretting now that his unfortunate poltroonery had stopped him from tackling in a straightforward and manly fashion the really important matter which was weighing on his mind: for he perceived that his remarks about the necklace, eminently sensible though they were, had marred the genial mood in which his wife had begun this interview. It was going to be more difficult now than ever to approach the main issue. Still, ruffled though she might be, the thing had to be done: for it involved a matter of finance, and in matters of finance Mr. Keeble was no longer a free agent. He and Lady Constance had a mutual banking account, and it was she who supervised the spending of it. This was an arrangement, subsequently regretted by Mr. Keeble, which had been come to in the early days of the honeymoon, when men are apt to do foolish things.

Mr. Keeble coughed. Not the sharp, efficient cough which we have heard Rupert Baxter uttering in the library, but a feeble, strangled thing like the bleat of a diffident sheep.

“Connie,” he said. “Er—Connie.”

And at the words a sort of cold film seemed to come over Lady Constance’s eyes: for some sixth sense told her what subject it was that was now about to be introduced.

“Connie, I—er—had a letter from Phyllis this morning.”

Lady Constance said nothing. Her eyes gleamed for an instant, then became frozen again. Her intuition had not deceived her.

Into the married life of this happy couple only one shadow had intruded itself up to the present. But unfortunately it was a shadow of considerable proportions, a kind of super-shadow; and its effect had been chilling. It was Phyllis, Mr. Keeble’s stepdaughter, who had caused it—by the simple process of jilting the rich and suitable young man whom Lady Constance had attached to her (rather in the manner of a conjurer forcing a card upon his victim) and running off and marrying a far from rich and quite unsuitable person of whom all that seemed to be known was that his name was Jackson. Mr. Keeble, whose simple creed was that Phyllis could do no wrong, had been prepared to accept the situation philosophically; but his wife’s wrath had been deep and enduring. So much so that the mere mentioning of the girl’s name must be accounted to him for a brave deed, Lady Constance having specifically stated that she never wished to hear it again.

Keenly alive to this prejudice of hers, Mr. Keeble stopped after making his announcement, and had to rattle his keys in his pocket in order to acquire the necessary courage to continue. He was not looking at his wife, but he knew just how forbidding her expression must be. This task of his was no easy, congenial task for a pleasant summer morning.

“She says in her letter,” proceeded Mr. Keeble, his eyes on the carpet and his cheeks a deeper pink, “that young Jackson has got the chance of buying a big farm . . . in Lincolnshire, I think she said . . . if he can raise three thousand pounds.”