"Five thousand and three dollars," said Psmith. "It may possibly have escaped your memory, but a certain minion of yours, one J. Repetto, utterly ruined a practically new hat of mine. If you think that I can afford to come to New York and scatter hats about as if they were mere dross, you are making the culminating error of a misspent life. Three dollars are what I need for a new one. The balance of your cheque, the five thousand, I propose to apply to making those tenements fit for a tolerably fastidious pig to live in."

"Five thousand!" cried Mr. Waring. "It's monstrous."

"It isn't," said Psmith. "It's more or less of a minimum. I have made inquiries. So out with the good old cheque-book, and let's all be jolly."

"I have no cheque-book with me."

"I have," said Psmith, producing one from a drawer. "Cross out the name of my bank, substitute yours, and fate cannot touch us."

Mr. Waring hesitated for a moment, then capitulated. Psmith watched, as he wrote, with an indulgent and fatherly eye.

"Finished?" he said. "Comrade Maloney."

"Youse hollering fer me?" asked that youth, appearing at the door.

"Bet your life I am, Comrade Maloney. Have you ever seen an untamed mustang of the prairie?"

"Nope. But I've read about dem."