Little by little the garrison of the studio had been whittled down. Except for Steve, the community had no regular members outside the family itself. Hank was generally out of town. Bailey paid one more visit, then seemed to consider that he could now absent himself altogether. And the members of Kirk’s bachelor circle stayed away to a man.

Their isolation was rendered more complete by the fact that Ruth, when she had ornamented New York society, had made few real friends. Most of the girls she had known bored her. They were gushing creatures with a passion for sharing and imparting secrets, and Ruth’s cool reserve had alienated her from them.

When she married she dropped out. The romance of her wedding gave people something to talk about for a few days, and then she was forgotten.

And so it came about that she had her desire and was able practically to monopolize Kirk. He and she and William Bannister lived in a kind of hermit’s cell for three and enjoyed this highly unnatural state of things enormously. Life had never seemed so full either to Kirk or herself. There was always something to do, something to think about, something to look forward to, if it was only a visit to a theatre or the inspection of William Bannister’s bath.

Chapter XI.
Stung to Action

It was in the third year of the White Hope’s life that the placid evenness of Kirk’s existence began to be troubled. The orderly procession of the days was broken by happenings of unusual importance, one at least of them extraordinarily unpleasant. This was the failure of a certain stock in which nearly half of Kirk’s patrimony was invested, that capital which had always seemed to him as solid a part of life as the asphalt on which he walked, as unchangeable a part of nature as the air he breathed. He had always had it, and he could hardly bring himself to realize that he was not always to have it.

It gave him an extraordinary feeling of panic and discomfort when at length he faced the fact squarely that his private means, on the possession of which he had based the whole lazy scheme of his life, were as much at the mercy of fate as the stake which a gambler flings on the green cloth. He did not know enough of business to understand the complicated processes by which a stock hitherto supposed to be as impregnable as municipal bonds had been hammered into a ragged remnant in the course of a single day; but the result of them was unpleasantly clear and easily grasped.

His income was cut in half, and instead of being a comfortably off young man, idly watching the pageant of life from a seat in the grand stand, he must now plunge into the crowd and endeavour to earn a living as others did.

For his losses did not begin and end with the ruin of this particular stock. At intervals during the past two years he had been nibbling at his capital, and now, forced to examine his affairs frankly and minutely, he was astonished at the inroads he had made upon it.

There had been the upkeep of the summer shack he had bought in Connecticut. There had been expenses in connection with William Bannister. There had been little treats for Ruth. There had been cigars and clothes and dinners and taxi-cabs and all the other trifles which cost nothing but mount up and make a man wander beyond the bounds of his legitimate income.