'It's that fellow Rackstraw!' cried the old man, in feeble rage. 'That bounder Rackstraw! He's the man behind it all. The robber!'

'Clarence!'

It was his mother who spoke. Her voice seemed to rip the air into a million shreds and stamp on them. There are few things more terrible than a Chicago voice raised in excitement or anguish.

'Mother?'

'Never mind your pop and his old veto. He didn't know he had one till the paper said he'd lost it. You listen to me. Clarence, we are ruined.'

Clarence looked at her inquiringly.

'Ruined much?' he asked.

'Bed-rock,' said his mother. 'If we have sixty thousand dollars a year after this, it's all we shall have.'

A low howl escaped from the stricken old man on the sofa.

Clarence betrayed no emotion.