'Up comes big brother, Ralph his name was. He's the bank-clerk and a dude. He gives his cuffs a flick, and starts in to make things jolly all round by telling a story about a man he knows named Wotherspoon. Jerry fixes him with his eye, and, half-way through, interrupts.

'"That waistcoat of yours is fierce," he says.

'"Pardon?" says Ralph.

'"That waistcoat of yours," says Jerry. "It hurts me eyes. It's like an electric sign."

'"Why, Jerry," I says, but he just scowls at me and I stops.

'Ralph is proud of his clothes, and he isn't going to stand this. He glares at Jerry and Jerry glares at him.

'"Who do you think you are?" says Ralph, breathing hard.

'"Button up your coat," says Jerry.

'"Look 'ere!" says Ralph.

'"Cover it up, I tell you," says Jerry. "Do you want to blind me?" Pa Tuxton interrupts.