"To expound the theory and principles of the contract of insurance, to give its history, and to deduce from its rationale and the facts the developments of which this contract is capable, and the various useful applications possible in the present state of commercial and industrial progress."

Publicists admit that insurance, a rudimentary form of commercial solidarity, is an association in things, societas in re; that is, a society whose conditions, founded on purely economical relations, escape man's arbitrary dictation. So that a philosophy of insurance or mutual guarantee of security, which shall be deduced from the general theory of real (in re) societies, will contain the formula of universal association, in which no member of the Academy believes. And when, uniting subject and object in the same point of view, the Academy demands, by the side of a theory of association of interests, a theory of voluntary association, it reveals to us the most perfect form of society, and thereby affirms all that is most at variance with its convictions. Liberty, equality, solidarity, association! By what inconceivable blunder has so eminently conservative a body offered to the citizens this new programme of the rights of man? It was in this way that Caiaphas prophesied redemption by disowning Jesus Christ.

Upon the first of these questions, forty-five memoirs were addressed to the Academy within two years,—a proof that the subject was marvellously well suited to the state of the public mind. But among so many competitors no one having been deemed worthy of the prize, the Academy has withdrawn the question; alleging as a reason the incapacity of the competitors, but in reality because, the failure of the contest being the sole object that the Academy had in view, it behooved it to declare, without further delay, that the hopes of the friends of association were groundless.

Thus, then, the gentlemen of the Academy disavow, in their session-chamber, their announcements from the tripod! There is nothing in such a contradiction astonishing to me; and may God preserve me from calling it a crime! The ancients believed that revolutions announced their advent by dreadful signs, and that among other prodigies animals spoke. This was a figure, descriptive of those unexpected ideas and strange words which circulate suddenly among the masses at critical moments, and which seem to be entirely without human antecedent, so far removed are they from the sphere of ordinary judgment. At the time in which we live, such a thing could not fail to occur. After having, by a prophetic instinct and a mechanical spontaneity, pecudesque locut{ae}, proclaimed association, the gentlemen of the Academy of Moral and Political Sciences have returned to their ordinary prudence; and with them custom has conquered inspiration. Let us learn, then, how to distinguish heavenly counsel from the interested judgments of men, and hold it for certain that, in the discourse of sages, that is the most trustworthy to which they have given the least reflection.

Nevertheless the Academy, in breaking so rudely with its intuitions, seems to have felt some remorse. In place of a theory of association in which, after reflection, it no longer believes, it asks for a "Critical examination of Pestalozzi's system of instruction and education, considered mainly in its relation to the well-being and morality of the poor classes." Who knows? perchance the relation between profits and wages, association, the organization of labor indeed, are to be found at the bottom of a system of instruction. Is not man's life a perpetual apprenticeship? Are not philosophy and religion humanity's education? To organize instruction, then, would be to organize industry and fix the theory of society: the Academy, in its lucid moments, always returns to that.

"What influence," the Academy again asks, "do progress and a desire for material comfort have upon a nation's morality?"

Taken in its most obvious sense, this new question of the Academy is commonplace, and fit at best to exercise a rhetorisian's skill. But the Academy, which must continue till the end in its ignorance of the revolutionary significance of its oracles, has drawn aside the curtain in its commentary. What, then, so profound has it discovered in this Epicurean thesis?

"The desire for luxury and its enjoyments," it tells us; "the singular love of it felt by the majority; the tendency of hearts and minds to occupy themselves with it exclusively; the agreement of individuals AND THE STATE in making it the motive and the end of all their projects, all their efforts, and all their sacrifices,—engender general or individual feelings which, beneficent or injurious, become principles of action more potent, perhaps, than any which have heretofore governed men."

Never had moralists a more favorable opportunity to assail the sensualism of the century, the venality of consciences, and the corruption instituted by the government: instead of that, what does the Academy of Moral Sciences do? With the most automatic calmness, it establishes a series in which luxury, so long proscribed by the stoics and ascetics,—those masters of holiness,—must appear in its turn as a principle of conduct as legitimate, as pure, and as grand as all those formerly invoked by religion and philosophy. Determine, it tells us, the motives of action (undoubtedly now old and worn-out) of which LUXURY is historically the providential successor, and, from the results of the former, calculate the effects of the latter. Prove, in short, that Aristippus was only in advance of his century, and that his system of morality must have its day, as well as that of Zeno and A Kempis.

We are dealing, then, with a society which no longer wishes to be poor; which mocks at everything that was once dear and sacred to it,—liberty, religion, and glory,—so long as it has not wealth; which, to obtain it, submits to all outrages, and becomes an accomplice in all sorts of cowardly actions: and this burning thirst for pleasure, this irresistible desire to arrive at luxury,—a symptom of a new period in civilization,—is the supreme commandment by virtue of which we are to labor for the abolition of poverty: thus saith the Academy. What becomes, then, of the doctrine of expiation and abstinence, the morality of sacrifice, resignation, and happy moderation? What distrust of the compensation promised in the other life, and what a contradiction of the Gospel! But, above all, what a justification of a government which has adopted as its system the golden key! Why have religious men, Christians, Senecas, given utterance in concert to so many immoral maxims?