"But to return to what the pop said. Then it's true that you'll get more money for your ship even than what it was worth?"
"Whether I get more or whether I get less, I'm not going to keep all the beggars of the town with the money the insurance company will give me. If sailors don't want their wives to go begging and their brats to starve, they can insure their lives, or not get married. As for Stosija, you can tell her to go to the pop, and not come bothering here; though I doubt whether a priest will even say a prayer for you without the sight of your money. Anyhow, to-morrow I start for Cattaro, where I hope to settle the insurance business."
On the morrow Radonic went off, and Milena heaved a deep sigh of relief; for, although the utter loneliness in which she lived was at times unbearable to her, still it was better than her husband's unkindness.
Alas! no sooner had Radonic started than Vranic came with his odious solicitations, for nothing would discourage that man. In her innocence she could rely on her strength, so she had spurned him from her. She had till then never been afraid of any man. Was she not a Montenegrin? She had, in many a skirmish, not only loaded her father's guns, but also fired at the Turks herself; nor had she ever missed her man. Still, since that fateful night all her courage was gone. Was Vranic not a seer, a man who could peer into his fellow creatures as if they were crystal? Did he not know that she had sinned? He had told her that all her struggles were unavailing; she was like the swallow when the snake fascinates it. She, therefore, had been cowed down to such a degree that she almost felt herself falling into his clutches.
Not knowing what to do, she had gone to Mara, and had confessed part of her troubles to her; she had asked her for help against Vranic. Although Uros' mother did not dabble in witchcraft, still she was a woman with great experience. So she thought for a while, and then she gave Milena a tiny bit of red stuff, and told her to wear it under her left arm-pit; it was the most powerful spell she knew of, and people could not harm her as long as she wore it. She followed Mara's advice; but Vranic was a seer, and such simples were powerless against him.
Radonic came back from Cattaro, and, by his humour, things must have gone on well for him; still, strange to say, he brought no money back with him. He only said he had put his money in a bank, so that he might get interest for it, till such times when he should buy another ship.
"And what is a bank?" asked Milena, astonished.
Radonic shrugged his shoulders, and answered peevishly, that she was too stupid to understand such things. "Montenegrins," he added, "have no banks, nor any money to put in banks; they only know how to fight against the Turks."
For a few days Milena asked all her acquaintances what a bank was, and at last she was informed that it was like insurances, one of those modern inventions made to enrich the rich. Putting money in a bank was like sinking a deep well. After that you were not only supplied for your lifetime, but your children and the children of your children were then provided for; for who can drink the water of a well and dry it up?
For Milena, all these things were wonders which she could not understand. She only sighed, and thought that Stosija was right when she had said to her that this world was for the wealthy; the poor were nowhere, not even in church.