I was born in the blue law State of Connecticut, where the old Puritans had laws so rigid that it was said, “they fined a man for kissing his wife on Sunday.” Yet these rich old Puritans would have thousands of dollars at interest, and on Saturday night would be worth a certain amount; on Sunday they would go to church and perform all the duties of a Christian. On waking up on Monday morning, they would find themselves considerably richer than the Saturday night previous, simply because their money placed at interest had worked faithfully for them all day Sunday, according to law!

Do not let it work against you; If you do, there is no chance for success in life so far as money is concerned. John Randolph, the eccentric Virginian, once exclaimed in Congress, “Mr. Speaker, I have discovered the philosopher’s stone: pay as you go.” This is indeed nearer to the philosopher’s stone than any alchemist has ever yet arrived.

Persevere.—When a man is in the right path, he must persevere. I speak of this because there are some persons who are “born tired”; naturally lazy and possessing no self reliance and no perseverance. But, they can cultivate these qualities, as Davy Crockett said:

“This thing remember, when I am dead,
Be sure you are right, then go ahead.”

It is this go-aheaditiveness, this determination not to let the “horrors” or the “blues” take possession of you, so as to make you relax your energies in the struggle for independence, which you must cultivate.

How many have almost reached the goal of their ambition, but losing faith in themselves have relaxed their energies, and the golden prize has been lost forever.

It is, no doubt, often true, as Shakespeare says:

“There is a tide in the affairs of men,
Which taken at the flood, leads on to fortune.”

If you hesitate, some bolder hand will stretch out before you and get the prize. Remember the proverb of Solomon: “He becometh poor that dealeth with a slack hand; but the hand of the diligent maketh rich.”

Perseverance is sometimes but another word for self-reliance. Many persons naturally look on the dark side of life, and borrow trouble. They are born so. Then they ask for advice, and they will be governed by one wind and blown by another, and cannot rely upon themselves. Until you get so that you can rely upon yourself, you need not expect to succeed. I have known men personally who have met with pecuniary reverses, and absolutely committed suicide, because they thought they could never overcome their misfortune. But I have known others who have met more serious financial difficulties, and have bridged them over by simple perseverance, aided by a firm belief that they were doing justly, and that Providence would “overcome evil with good.” You will see this illustrated in any sphere of life.