When this is done, you must glue the chimney over the open hole. Glue it tight and let it dry well. The pennies, dimes, and nickels may be dropped down this chimney into the bank.

There is one rule which governs this savings account in my bank—five cents must always stay in the bank to be “a nest egg.” I made this rule myself.

I made a little penny bank,

I’m saving pennies now!

It takes a lot of patience,

But I’m doing it, somehow!

My bank has a tall chimney,

The pennies drop down through:

It’s really fun to drop them

And hear them jingle, too!