Joe, charmed and pleased, kept his head well. There is a great deal in heredity, and his father had not been Maurice Oakley's butler for so many years for nothing.

The Banner Club was an institution for the lower education of negro youth. It drew its pupils from every class of people and from every part of the country. It was composed of all sorts and conditions of men, educated and uneducated, dishonest and less so, of the good, the bad, and the--unexposed. Parasites came there to find victims, politicians for votes, reporters for news, and artists of all kinds for colour and inspiration. It was the place of assembly for a number of really bright men, who after days of hard and often unrewarded work came there and drunk themselves drunk in each other's company, and when they were drunk talked of the eternal verities.

The Banner was only one of a kind. It stood to the stranger and the man and woman without connections for the whole social life. It was a substitute--poor, it must be confessed--to many youths for the home life which is so lacking among certain classes in New York.

Here the rounders congregated, or came and spent the hours until it was time to go forth to bout or assignation. Here too came sometimes the curious who wanted to see something of the other side of life. Among these, white visitors were not infrequent,--those who were young enough to be fascinated by the bizarre, and those who were old enough to know that it was all in the game. Mr. Skaggs, of the New York Universe, was one of the former class and a constant visitor,--he and a "lady friend" called "Maudie," who had a penchant for dancing to "Rag-time" melodies as only the "puffessor" of such a club can play them. Of course, the place was a social cesspool, generating a poisonous miasma and reeking with the stench of decayed and rotten moralities. There is no defence to be made for it. But what do you expect when false idealism and fevered ambition come face to face with catering cupidity?

It was into this atmosphere that Thomas had introduced the boy Joe, and he sat there now by his side, firing his mind by pointing out the different celebrities who came in and telling highly flavoured stories of their lives or doings. Joe heard things that had never come within the range of his mind before.

"Aw, there 's Skaggsy an' Maudie--Maudie 's his girl, y' know, an' he 's a reporter on the N' Yawk Universe. Fine fellow, Skaggsy."

Maudie--a portly, voluptuous-looking brunette--left her escort and went directly to the space by the piano. Here she was soon dancing with one of the coloured girls who had come in.

Skaggs started to sit down alone at a table, but Thomas called him, "Come over here, Skaggsy."

In the moment that it took the young man to reach them, Joe wondered if he would ever reach that state when he could call that white man Skaggsy and the girl Maudie. The new-comer soon set all of that at ease.

"I want you to know my friend, Mr. Hamilton, Mr. Skaggs."