There is one thing that your informant is correct on, and that is that we retain the river shores. We have retained the riparian rights for the reason that some day we hope to turn this over to a water-power company and develop hydroelectric power for the benefit of that whole community. If these river shores were in the hands of different settlers, it would be impossible for a hydroelectric company ever to go in there and purchase each farm separately at a price that would enable it to develop the power.

The contradictions in the above interviews are to be explained by the settlers' misunderstanding of the company's general policy and methods. In their eyes everything in the colony belongs to and is managed by the company, which is quite true at the beginning of the colony, and which cannot be otherwise at that time. The new settlers know little of one another, and are ignorant of the local conditions. They lack both business experience and capital. Therefore, as a rule they are not able to conduct, either individually or on a co-operative basis, commercial or industrial establishments at the start. It is therefore up to the company to see that there is a town, a hotel, a grocery store, a bank, a creamery, or cheese factory, a shipping office, etc., in the colony.

The fact that the company has interests in, and even controls, these concerns at the beginning, and that all these business branches work together, conducting their financial transactions through the same bank, has led the settlers to believe that everything is permanently owned and controlled by the company. The settlers in a new colony do not know that as soon as the success of these business organizations is secure and the settlers have been assisted to a firmer footing the company will turn the organizations over to the settlers themselves on a co-operative basis, as has already been done in the company's oldest colony. It is the company's policy, as above stated by its head, to specialize in the land colonization work only, leaving banking, commerce, and manufactures to others.

COLONY SNAPSHOTS

The writer visited and investigated two colonies of new settlers founded by the colonization company within a distance of about twenty to thirty miles from one another. The following field notes taken during interviews with the company's local officials and the settlers themselves give a general picture of the conditions of the colonies.

In the first colony, the first families settled about twelve to fifteen years ago. At that time a logging camp was operating and the country was covered with standing timber. As fast as the loggers cleared the timber the land was opened for settlement by the colonization company. Land buyers were taken into the logging camp, were given meals and sleeping quarters there, and were taken out and shown their land. About five years after the first settlers came most of the timber had been cut. The company then established the village and began settling from that point. The colony has steadily increased and at present contains about fifty families.

The settlers were Polish. About ten families came from Russia, twenty from Germany, and twenty from Austria. They left their old country on account of poverty, political oppression, and compulsory military service there. Almost all of them had been engaged in agriculture in the old country. About forty families had been employed in shops and factories in America before they succeeded in settling on land here; only about ten families came from Europe directly to the colony, of which they learned through the company's advertisements in the American-Polish newspapers and also through the letters of their friends and acquaintances.

The largest farm is 120 acres, the smallest 20 acres, and the average 80 acres. Most of the farms are still under mortgage, only a few being cleared of debt.

In the colony and its vicinity are seven schools: six with one room and one with three rooms. All teachers are native born and all teaching is in English. The settlers appreciate education. Most of the children are inclined to farming and will remain in the colony. One fourth of the adults do not speak English, one half only speak English, and one fourth speak and write English.

Only a few of the adult male settlers have second papers; about nine tenths have first papers, while the rest are totally unnaturalized. In explanation of this fact the company's president stated that it is only the older men who have not secured even their first papers.