Young Jacob knew both his uncle and his grandmother far too intimately to attempt discussion with either of them; but the news of Colonel Stanburne's bankruptcy, which in their view had put an end to the dream of a possible alliance with his daughter, wore a very different aspect to the young lover. An attachment existed between himself and Edith Stanburne, of which both were perfectly conscious, and yet nothing had been said about it openly on either side. Young Jacob Ogden had felt every year more and more keenly the width of the social gulf which separated them, though his education at Eton and Oxford and his constantly increasing prospects of future riches had already begun to build a bridge across the gulf. Even in his best days Colonel Stanburne had not been what in Lancashire is considered a rich man; in his best days, he had been poorer than the leading manufacturers of Sootythorn; and Jacob Ogden's mill had of itself cost more money than any squire of Wenderholme had ever possessed, whilst Jacob Ogden had property of many kinds besides his mill, and a huge lump of money lying by ready for immediate investment. The superiority in money had therefore for some years been entirely on the side of the Ogdens; but, although aristocracy in England is in reality based on wealth, it has a certain poetic sense which delights also in antiquity and honors. Jacob Ogden and his money might have been agreeable to the matter-of-fact side of English aristocratic feeling, but they were unsatisfying to its poetic sense. Young Jacob was clearly aware of this, and so indeed, in a cruder form, was his uncle. So long therefore as the Colonel was prosperous, or apparently prosperous, the Ogdens knew that the obstacles in the way of a marriage were all but insurmountable, and no proposal had ever been made. The Colonel's ruin changed the relative situation very considerably; and, if young Jacob Ogden could have permitted himself to rejoice in an event so painful to one who had always been kind to him, he would have rejoiced now. He did, indeed, feel a degree of hope about Edith Stanburne to which he had been a stranger for some years.

As young Jacob had said nothing in answer to his uncle and his grandmother, they both gave him credit for a prudent abandonment of his early dream. There existed, however, between him and his father a much closer confidence and friendship; and Isaac Ogden (who, notwithstanding the errors of his earlier life, had the views and feelings of a gentleman, as well as an especial loyalty and attachment to his unfortunate friend, the Colonel) encouraged his son in his fidelity. The materials were thus accumulating for a war in the Ogden family; and whenever that war shall be declared, we may rely upon it that it will be prosecuted with great vigor on both sides, for the Ogdens are wilful people, all of them.

Mr. Isaac has been enjoying excellent health for these last twelve years, thanks to his vow of total abstinence, to which he still courageously adheres. A paternal interest in the education of his son has gradually filled many of the voids in his own education, so that, without being aware of it himself, he has become really a well-informed man. His solitary existence at Twistle Farm has been favorable to the habit of study, and, like all men who have acquired the love of knowledge, he sees that life may have other aims and other satisfactions than the interminable accumulation of wealth. Small as may have been his apparent worldly success, Isaac Ogden has raised himself to a higher standpoint than his brother Jacob is likely ever to attain. Amongst the many expressions of sympathy which reached Colonel Stanburne after his disaster, few pleased him more than the following letter from Twistle Farm:—

"My dear Colonel Stanburne,—I am truly grieved to hear that the failure of the Sootythorn Bank has involved you in misfortune. I would have come to Wenderholme to say this personally, but it seemed that, under present circumstances, you might wish to be alone with your family. I hardly know how to say what I wish to say in addition to this. For some years I have spent very little, and, although my income is small, I find there is a considerable balance in my favor with Messrs. ——. If this could be of any use to you, pray do not scruple to draw upon my bankers, who will be forewarned that you may possibly do so. Up to £1,000 you will occasion me no inconvenience, and, though this is not much, it might be of temporary service.

"Yours most faithfully, I. Ogden."

To this letter the Colonel returned the following reply:—

"My dear Ogden,—Your kind letter gave me great pleasure. I am greatly obliged by your friendly offer of help, which I accept as one brother officer may from another. If, as is probable, I find myself in urgent need of a little ready money, I will draw upon your bankers, but, of course, not to such an extent as would go beyond a reasonable probability of repayment.

"At the last meeting of creditors and shareholders, it appeared that, although we are likely to save nothing from the wreck, the Bank will probably pay nineteen shillings in the pound. This is a great satisfaction.

"Yours most truly, J. Stanburne."