Religion and the rise of capitalism

by R. H. Tawney

A godly discipline was, indeed, the very ark of the Puritan covenant. Delivered in thunder to the Moses of Geneva, its vital necessity had been the theme of the Joshuas of Scotland, England and France. Knox produced a Scottish edition of it; Cartwright, Travers and Udall composed treatises expounding it. Bancroft exposed its perils for the established ecclesiastical order.[[34]] The word “discipline” implied essentially “a directory of Church government,” established in order that “the wicked may be corrected with ecclesiastical censures, according to the quality of the fault”;[[35]] and the proceedings of Puritan classes in the sixteenth century show that the conception of a rule of life, to be enforced by the pressure of the common conscience, and in the last resort by spiritual penalties, was a vital part of their system. When, at the beginning of Elizabeth’s reign, the sectaries in London described their objects as not merely the “free and pure” preaching of the Gospel, nor the pure ministration of the sacraments, but “to have, not the fylthye cannon lawe, but disciplyne onelye and altogether agreeable to the same heavenlye and Allmightye word of our good Lorde Jesus Chryste,”[[36]] the antithesis suggests that something more than verbal instruction is intended. Bancroft noted that it was the practice, when a sin was committed by one of the faithful, for the elders to apply first admonishment and then excommunication. The minute-book of one of the few classes whose records survive confirms his statement.[[37]]

All this early movement had almost flickered out before the end of the sixteenth century. But the conception lay at the very root of Presbyterianism, and it reëmerged in the system of church government which the supercilious Scotch Commissioners at the Westminster Assembly steered to inconclusive victory, between Erastians on the right and Independents on the left. The destruction of the Court of High Commission, of the temporal jurisdiction of all persons in Holy Orders, and finally, with the abolition of episcopacy, of the ecclesiastical courts themselves, left a vacuum. “Mr. Henderson,” wrote the insufferable Baillie, “has ready now a short treatise, much called for, of our church discipline.”[[38]] In June 1646 an unenthusiastic Parliament accepted the ordinance which, after a three years’ debate of intolerable tedium, emerged from the Assembly’s Committee on the Discipline and Government of the Church, and which provided for the suspension by the elders of persons guilty of scandalous offences. Detested by the Independents and cold-shouldered by Parliament, which had no intention of admitting the divine right of presbyteries, the system never took deep root, and in London, at least, there appears to be no evidence of any exercise of jurisdiction by elders or classes. In parts of Lancashire, on the other hand, it seems to have been actively at work, down, at any rate, to 1649. The change in the political situation, in particular the triumph of the army, prevented it, Mr. Shaw thinks, from functioning longer.[[39]]

“Discipline” included all questions of moral conduct, and of these, in an age when a great mass of economic relations were not the almost automatic reactions of an impersonal mechanism, but a matter of human kindliness or meanness between neighbors in village or borough, economic conduct was naturally part. Calvin and Beza, perpetuating with a new intensity the medieval idea of a Church-civilization, had sought to make Geneva a pattern, not only of doctrinal purity, but of social righteousness and commercial morality. Those who had drunk from their spring continued, in even less promising environments, the same tradition. Bucer, who wrote when something more fundamental than a politician’s reformation seemed possible to enthusiasts with their eyes on Geneva, had urged the reconstruction of every side of the economic life of a society which was to be Church and State in one.[[40]] English Puritanism, while accepting after some hesitation Calvin’s much qualified condonation of moderate interest, did not intend in other respects to countenance a laxity welcome only to worldlings. Knewstub appealed to the teaching of “that worthy instrument of God, Mr. Calvin,” to prove that the habitual usurer ought to be “thrust out of the society of men.” Smith embroidered the same theme. Baro, whose Puritanism lost him his professorship, denounced the “usual practice amongst rich men, and some of the greater sort, who by lending, or by giving out their money to usury, are wont to snare and oppress the poor and needier sort.” Cartwright, the most famous leader of Elizabethan Puritanism, described usury as “a hainous offence against God and his Church,” and laid down that the offender should be excluded from the sacraments until he satisfied the congregation of his penitence.[[41]] The ideal of all was that expressed in the apostolic injunction to be content with a modest competence and to shun the allurements of riches. “Every Christian man is bound in conscience before God,” wrote Stubbes, “to provide for his household and family, but yet so as his immoderate care surpasse not the bands, nor yet transcend the limits, of true Godlynes.... So farre from covetousnes and from immoderate care would the Lord have us, that we ought not this day to care for tomorrow, for (saith he) sufficient to the day is the travail of the same.”[[42]]

The most influential work on social ethics written in the first half of the seventeenth century from the Puritan standpoint was Ames’ De Conscientia, a manual of Christian conduct which was intended to supply the brethren with the practical guidance which had been offered in the Middle Ages by such works as Dives et Pauper. It became a standard authority, quoted again and again by subsequent writers. Forbidden to preach by the bishop of London, Ames spent more than twenty years in Holland, where he held a chair of theology at the University of Franeker, and his experience of social life in the country which was then the business capital of Europe makes the remorseless rigor of his social doctrine the more remarkable. He accepts, as in his day was inevitable, the impossibility of distinguishing between interest on capital invested in business, and interest on capital invested in land, since men put money indifferently into both, and, like Calvin, he denies that interest is forbidden in principle by Scripture or natural reason. But, like Calvin, he surrounds his indulgence with qualifications; he requires that no interest shall be charged on loans to the needy, and describes as the ideal investment for Christians one in which the lender shares risks with the borrower, and demands only “a fair share of the profits, according to the degree in which God has blessed him by whom the money is used.” His teaching with regard to prices is not less conservative. “To wish to buy cheap and to sell dear is common (as Augustine observes), but it is a common vice.” Men must not sell above the maximum fixed by public authority, though they may sell below it, since it is fixed to protect the buyer; when there is no legal maximum, they must follow the market price and “the judgment of prudent and good men.” They must not take advantage of the necessities of individual buyers, must not overpraise their wares, must not sell them dearer merely because they have cost them much to get.[[43]] Puritan utterances on the subject of enclosing were equally trenchant.[[44]]

Nor was such teaching merely the pious pedantry of the pulpit. It found some echo in contrite spirits; it left some imprint on the conduct of congregations. If D’Ewes was the unresisting victim of a more than ordinarily aggressive conscience, he was also a man of the world who played a not inconspicuous part in public affairs; and D’Ewes not only ascribed the fire which destroyed his father’s house to the judgment of Heaven on ill-gotten gains, but expressly prescribed in his will that, in order to avoid the taint of the accursed thing, provision should be made for his daughters, not by investing his capital at a fixed—and therefore usurious—rate of interest, but by the purchase either of land or of annuities.[[45]] The classis which met at Dedham in the eighties of the sixteenth century was concerned partly with questions of ceremony, of church government, of the right use of Sunday, and with the weighty problems whether boys of sixteen might wear their hats in church, and by what marks one might detect a witch. But it discussed also what provision could be made to check vagrancy; advised the brethren to confine their dealings to “the godliest of that trade” (of cloth making); recommended the establishment in the township of a scheme of universal education, that of children of parents too poor to meet the cost being defrayed from collections made in church; and urged that each well-to-do householder should provide in his home for two (or, if less able, one) of his impoverished neighbors who “walke christianly and honestlie in their callinges.”[[46]] In the ever-lengthening list of scandalous and notorious sins to be punished by exclusion from the sacrament, which was elaborated by the Westminster Assembly, a place was found, not only for drunkards, swearers, and blasphemers, worshippers and makers of images, senders or carriers of challenges, persons dancing, gaming, attending plays on the Lord’s day, or resorting to witches, wizards, and fortune-tellers, but for the more vulgar vices of those who fell into extortion, barratry and bribery.[[47]] The classis of Bury in Lancashire (quantum mutatus!) took these economic lapses seriously. It decided in 1647, after considerable debate, that “usury is a scandalous sin, deserving suspention upon obstinacy.”[[48]]

It was a moment when good men were agog to cast the money-changers from the temple and to make straight the way of the Lord. “God hath honnored you in callinge you to a place of power and trust, and hee expects that you should bee faithfull to that trust. You are postinge to the grave every day; you dwell uppon the borders of eternity; your breath is in your nostrells; therfore duble and treble your resolutions to bee zealous in a good thinge.... How dreadfull will a dieinge bed bee to a negligent magistrate! What is the reward of a slothfull servant? Is it not to bee punished with everlastinge destruction from the presence of the Lord?”[[49]] Such, in that singular age, was the language in which the mayor of Salisbury requested the justices of Wiltshire to close four public-houses. Apparently they closed them.

The attempt to crystallize social morality in an objective discipline was possible only in a theocracy; and, still eloquent in speech, theocracy had abdicated in fact, even before the sons of Belial returned to cut down its groves and lay waste its holy places. In an age when the right to dissent from the State Church was still not fully established, its defeat was fortunate, for it was the victory of tolerance. It meant, however, that the discipline of the Church gave place to the attempt to promote reform through the action of the State, which reached its height in the Barebones Parliament. Projects for law reform, marriage reform and financial reform, the reform of prisons and the relief of debtors, jostled each other on its committees; while outside it there were murmurs among radicals against social and economic privilege, which were not to be heard again till the days of the Chartists, and which to the conservative mind of Cromwell seemed to portend mere anarchy. The transition from the idea of a moral code enforced by the Church, which had been characteristic of early Calvinism, to the economic individualism of the later Puritan movement took place, in fact, by way of the democratic agitation of the Independents. Abhorring the whole mechanism of ecclesiastical discipline and compulsory conformity, they endeavored to achieve the same social and ethical ends by political action.

The change was momentous. If the English Social Democratic movement has any single source, that source is to be found in the New Model Army. But the conception implied in the attempt to formulate a scheme of economic ethics—the theory that every department of life falls beneath the same all-encompassing arch of religion—was too deeply rooted to be exorcised merely by political changes, or even by the more corroding march of economic development. Expelled from the world of fact, where it had always been a stranger and a sojourner, it survived in the world of ideas, and its champions in the last half of the century labored it the more, precisely because they knew that it must be conveyed to their audiences by teaching and preaching or not at all. Of those champions the most learned, the most practical, and the most persuasive was Richard Baxter.

How Baxter endeavored to give practical instruction to his congregation at Kidderminster, he himself has told us. “Every Thursday evening my neighbours that were most desirous and had opportunity met at my house, and there one of them repeated the sermon, and afterwards they proposed what doubts any of them had about the sermon, or any other case of conscience, and I resolved their doubts.”[[50]] Both in form and in matter, his Christian Directory, or a Summ of Practical Theologie and Cases of Conscience[[51]] is a remarkable book. It is, in essence, a Puritan Summa Theologica and Summa Moralis in one; its method of treatment descends directly from that of the medieval Summæ, and it is, perhaps, the last important English specimen of a famous genus. Its object, as Baxter explains in his introduction, is “the resolving of practical cases of conscience, and the reducing of theoretical knowledge into serious Christian practice.” Divided into four parts, Ethics, Economics, Ecclesiastics, and Politics, it has as its purpose to establish the rules of a Christian casuistry, which may be sufficiently detailed and precise to afford practical guidance to the proper conduct of men in the different relations of life, as lawyer, physician, schoolmaster, soldier, master and servant, buyer and seller, landlord and tenant, lender and borrower, ruler and subject. Part of its material is derived from the treatment of similar questions by previous writers, both before and after the Reformation, and Baxter is conscious of continuing a great tradition. But it is, above all things, realistic, and its method lends plausibility to the suggestion that it originated in an attempt to answer practical questions put to its author by members of his congregation. Its aim is not to overwhelm by authority, but to convince by an appeal to the enlightened common sense of the Christian reader. It does not overlook, therefore, the practical facts of a world in which commerce is carried on by the East India Company in distant markets, trade is universally conducted on credit, the iron manufacture is a large-scale industry demanding abundant supplies of capital and offering a profitable opening to the judicious investor, and the relations of landlords and tenants have been thrown into confusion by the fire of London. Nor does it ignore the moral qualities for the cultivation of which an opportunity is offered by the life of business. It takes as its starting-point the commercial environment of the Restoration, and its teaching is designed for “Rome or London, not Fools’ Paradise.”

Baxter’s acceptance of the realities of his age makes the content of his teaching the more impressive. The attempt to formulate a casuistry of economic conduct obviously implies that economic relations are to be regarded merely as one department of human behavior, for which each man is morally responsible, not as the result of an impersonal mechanism, to which ethical judgments are irrelevant. Baxter declines, therefore, to admit the convenient dualism, which exonerates the individual by representing his actions as the outcome of uncontrollable forces. The Christian, he insists, is committed by his faith to the acceptance of certain ethical standards, and these standards are as obligatory in the sphere of economic transactions as in any other province of human activity. To the conventional objection that religion has nothing to do with business—that “every man will get as much as he can have and that caveat emptor is the only security”—he answers bluntly that this way of dealing does not hold among Christians. Whatever the laxity of the law, the Christian is bound to consider first the golden rule and the public good. Naturally, therefore, he is debarred from making money at the expense of other persons, and certain profitable avenues of commerce are closed to him at the outset. “It is not lawful to take up or keep up any oppressing monopoly or trade, which tends to enrich you by the loss of the Commonwealth or of many.”