“DISEASED” Lives, and Lives “DECLINED” by other Offices, accepted at equitable rates Profits divided annually after the first division in July, 1857.
No personal liability attached to Members, the assured being protected by a Guarantee Fund of £150,000 in addition to the Annual Income and Reserved Fund.
The payment of Premiums is arranged to suit the convenience of all classes of Assurers,—viz. yearly, half-yearly, quarterly, monthly, or weekly.
Non-forfeiture of Policies. Should any Assurer be unable to continue the payment of his premiums, an arrangement will be made to secure a Policy free from any future payments, or the Society will purchase the Policy at equitable rates; by this provision, the objection to Life Assurance, from the fear that at some future time the party may be unable to continue the premium, is removed.
Loans granted to Policy Holders upon approved real and personal security.
One half the Premiums may remain unpaid for the first seven years.
Medical Referees liberally paid by the Society.
RATES OF PREMIUMS,
For the Assurance of £100 on a single Life, for the whole term of Life.
WITHOUTPROFITS. | |||||||||
Age next birthday. | Annually. | Half Yearly. | Quarterly. | ||||||
20 | 1 | 14 | 1 | 0 | 17 | 4 | 0 | 8 | 9 |
30 | 2 | 5 | 2 | 1 | 2 | 11 | 0 | 11 | 8 |
40 | 3 | 0 | 6 | 1 | 10 | 9 | 0 | 15 | 8 |
50 | 4 | 6 | 8 | 2 | 4 | 2 | 1 | 2 | 6 |
60 | 6 | 7 | 8 | 3 | 5 | 2 | 1 | 13 | 3 |
WITH PROFITS. | |||||||||
20 | 1 | 16 | 11 | 0 | 18 | 9 | 0 | 9 | 6 |
30 | 2 | 9 | 0 | 1 | 4 | 10 | 0 | 12 | 7 |
40 | 3 | 5 | 7 | 1 | 13 | 4 | 0 | 16 | 11 |
50 | 4 | 13 | 10 | 2 | 7 | 10 | 1 | 4 | 5 |
60 | 6 | 18 | 2 | 3 | 10 | 7 | 1 | 16 | 1 |