“Quite true,” replied Boone, whose face was so pale that he might have easily been mistaken for a ghost, “but you know I have paid up my premiums quite regular, and your interest too, besides clearin’ off some of the principal. Come, don’t be hard on me, Gorman. If it had not been that trade has got worse of late, I would have cleared off all I owe you, but indeed, indeed I have not been so successful of late, and I’m again in difficulties. If you will only wait—”

“No,” cried Gorman, “I’ll not wait. I have waited long enough. How long would you have me wait—eh? Moreover, I’m not hard on you. I show you an easy way to make a good thing of it, and you’re so chicken-hearted that you’re afraid to do it.”

“It’s such a mean thing to do,” said Boone.

“Mean! Why, what do you call the style of carrying on business that you started with seven years ago, and have practised more or less ever since?”

“That is mean, too,” said Boone; “I’m ashamed of it; sorry for it. It was for a time successful no doubt, and I have actually paid off all my creditors except yourself, but I don’t think it the less mean on that account, and I’m thoroughly ashamed of it.”

There was a good deal of firmness in Boone’s tone as he said this, and his companion was silent for a few minutes.

“I have arranged,” he said at last, “about your making over your policies of insurance to me as security for the debt you owe me. You won’t have to pay them next half-year, I’ll do that for you if necessary.” He laughed as he said this. “I have now come to ask you to set the house alight, and have the plan carried out, and the whole affair comfortably settled.”

Gorman said this in an encouraging voice, assuming that his dupe was ready to act.

“B–but it’s awful to think of,” said Boone; “suppose it’s found out?”

“How can it be found out?”