“Wow! wow!” exclaimed Mrs Niven, whimpering, for she understood full well the meaning of that, “an’ ’ee’ve been ruined! Oh dear! Weel, weel, ay, ay, an it’s come to that. Jist like my kind freen’ Maister Black. Losh me! man,” she added in a sudden burst of indignation, “what for disna the Government order a penny subscription ower the hail kingdom to git the puir guiltless shareholders oot o’ their diffeeculties?”

Philosopher Jack declined to enter upon so subtle a question, but after finding that his old room was vacant, retook it, and then went out to the region of the docks to pay a visit to Captain Samson. He found that old salt in possession of his old lodging, but it was wonderfully changed, and, perhaps, not for the better. Polly was there, however, and her presence would have made any place charming.

“Sit down. There is an empty keg to offer a friend,” said the captain, looking round the almost empty room. “You see they’ve cleared me out. Had to sell everything a’most.”

This was true. The marine stores, coils of rope, kegs, charts, telescopes, log-lines, sextants, foreign shells, model ships, Chinese idols—all were gone, excepting a table, a chair, a child’s crib in a corner, and the hammock, which latter looked more like an overwhelmingly heavy cloud than ever, as it hung over the clean but desolate scene.

“But we’re going to have such a nice tea,” said Polly, “and you shall stay and have some.”

She bustled about the fire, but it had so little heart that even her coaxing nearly failed to make it burn. Jack offered to assist.

“Take care,” said Polly with some anxiety; “if you cough or sneeze you’ll put it out.”

“But I promise neither to cough nor sneeze,” said Jack.

Under their united efforts the fire blazed, and tea with buttered toast ere long smoked on the board.

“Polly’s going to London,” said the captain suddenly—almost fiercely.