“Mr Luke. Did you know him?”

“I’ve heard of such a man,” replied O’Rook with assumed carelessness; “what about him?”

“Well, it was supposed that he was goin’ deranged, poor fellow, and at last he suddenly disappeared, no one could tell why; but it’s clear enough now, for he was made to put the accounts all wrong, and I suppose the struggle in his mind drove him to suicide, for he was a long, thin, weakly sort of man, without much brains except for figures.”

Hereupon O’Rook told the widow all he knew about the strange passenger of that name with whom he had sailed to the Southern Seas and worked at the gold fields. The conclusion which they came to was that the gold-digging passenger was the absconded cashier. Having settled this, O’Rook renewed the siege on the widow’s heart but without success, though she did not cast him off altogether. The poor man, however, lost patience, and, finally, giving it up in despair, went off to sea.

“I’ve been too hard on him,” remarked the widow, sadly, to her sister Flo, after he was gone.

“You have,” was Flo’s comforting reply, as she rose to serve a clamorous customer of the Holly Tree.

Philosopher Jack from that time forth devoted himself heartily to study, and gradually ceased to think of the golden dreams which had for so long a time beset him by night and by day. He had now found the gold which cannot perish, and while he studied medicine and surgery to enable him to cure the bodies of men, he devoted much of his time to the study of the Book which would enable him to cure their souls.

The captain came and went across the seas in the course of his rough calling, and he never came without a heart full of love and hands full of foreign nick-nacks, which he conveyed to Polly in London, and never went away without a rousing nor’-wester.

Watty and his father worked on together in vigorous contentment and many a visit did the former pay to Bailie Trench, attracted by the strong resemblance in Susan to the bosom friend who had reached the “Better Land” before him.

Thus time rolled quietly on, until an event occurred which modified the career of more than one of those whose fortunes we have followed so long.