“Your wits are sharper than mine, Emma,” said Mrs Stoutley, with a sigh and a placid look. “What do you refer to, Doctor Tough?”

“I refer to those districts, madam, chiefly inhabited by the poor, where there are innumerable diamonds and gold nuggets, some of which are being polished, and a good many are glittering brightly, though not yet fixed in their proper setting, while by far the greater number of them are down in the earth, and useless in the meantime, and apt to be lost for want of adventurous diggers. They are splendid fields those of London, and digging is healthful occupation—though it might not seem so at first sight. Did you ever visit the poor, Mrs Stoutley?”

With a slight elevation of her eyebrows, and the application of a scent-bottle to her delicate nose, as if the question had suggested bad smells, the lady said that—Well, yes, she had once visited a poor old gardener who had been a faithful creature in the family of a former friend, but that her recollection of that visit did not tend to induce a wish for its repetition.

“H’m!” coughed the doctor, “well, the taste of physic is usually bad at first, but one soon gets used to it, and the after effects, as you know, are exceedingly beneficial. I hope that when you visit the London diggings you may find the truth of this; but it will be time enough to speak of that subject when you return from rambling on the glaciers of Switzerland, where, by the way, the dirt, rubbish, and wrack, called moraines, which lie at the foot of the glaciers, will serve to remind you of the gold-fields to which I have referred, for much of what composes those moraines was once solid rock in a fixed position on the heights, or glittering ice which reflected the sun’s dazzling rays on surrounding high life, though it lies low in the earth now. To a lady of your intelligence, madam, I need not expound my parable. There are many avalanches, great and small, in English society as well as among the Swiss mountains; and, whether by gradual subsidence or a tremendous rush, we must all find our places in the moraine at last.”

“Really, doctor,” said Mrs Stoutley, with a light laugh, “you seem to have already wandered much among these moral moraines, and to have acquired some of their ruggedness. How can you talk of such dismal things to a patient? But are you really in earnest about my going abroad?”

“Indeed I am,” replied the doctor, firmly, “and I advise you to begin your preparations at once, for you must set out on your travels in less than a month. I lay the responsibility of seeing my orders carried into effect on your shoulders, Miss Gray.”

So saying, the doctor rose and took his leave. Mrs Stoutley and her niece immediately began to discuss the subject of Switzerland—the one languidly, the other with animation. It was plain enough that, although the invalid protested to the doctor her inability to travel, she really had no objection, perhaps felt some desire, to go abroad, for when Miss Gray mentioned the fact that there was a difficulty in the shape of insufficient funds, she replied with more warmth than usual—

“Now, Emma, what is the use of always bringing up that ridiculous idea?”

“No doubt, auntie,” the maiden replied, “it is a little ridiculous to run short of ready money, considering the style in which we live; but it would be still more ridiculous, you know, to go to Switzerland without the means of paying our expenses while there.”

“What’s that you say about expenses, cousin?” exclaimed a tall handsome stripling who entered at the moment, and seated himself on the sofa at his mother’s feet.