“I’m not afraid of fire. We’ve got a splendid brigade and plenty of fire-escapes, and a good kick from a fireman would open my door without a key.”

“Mother, you’re a trump! I’ll lock you in and leave you with an easy mind—”

He stopped abruptly, and Mrs Roby asked what was the matter.

“Well, it’s what I said about an easy mind that threw me all aback,” replied the Captain, “for to tell ’ee the truth, I haven’t got an easy mind.”

“Not done anything wicked, I hope?” said Mrs Roby, anxiously.

“No, no; nothin’ o’ that sort; but there is somethin’ lyin’ heavy on my mind, and I don’t see why I shouldn’t make a confidant o’ you, bein’ my mother, d’ee see; and, besides, it consarns Willum.”

The old woman looked eagerly at her lodger as he knitted his brows in perplexity and smoothed down his forelock.

“Here’s where it is,” he continued, drawing his chair closer to that of Mrs Roby; “when Willum made me his exikooter, so to speak, he said to me, ‘Wopper,’ says he, ‘I’m not one o’ them fellers that holds on to his cash till he dies with it in his pocket. I’ve got neither wife nor chick, as you know, an’ so, wot I means to do is to give the bulk of it to them that I love while I’m alive—d’ee see?’ ‘I do, Willum,’ says I. ‘Well then,’ says he, ‘besides them little matters that I axed you to do for me, I want you to take partikler notice of two people. One is the man as saved my life w’en I was a youngster, or, if he’s dead, take notice of his child’n. The other is that sweet young creeter, Emma Gray, who has done the correspondence with me so long for my poor brother. You keep a sharp look-out an’ find out how these two are off for money. If Emma’s rich, of course it’s no use to give her what she don’t need, and I’ll give the most of what I’ve had the good fortune to dig up here to old Mr Lawrence, or his family, for my brother’s widow, bein’ rich, don’t need it. If both Emma and Lawrence are rich, why then, just let me know, and I’ll try to hit on some other plan to make away with it, for you know well enough I couldn’t use it all upon myself without going into wicked extravagance, and my dear old Mrs Roby wouldn’t know what to do with so much cash if I sent it to her. Now, you promise to do this for me?’ says he. ‘Willum,’ says I, ‘I do.’”

“Now, mother,” continued the Captain, “what troubles me is this, that instead o’ findin’ Miss Emma rich, and Mr Lawrence poor, or wice wersa, or findin’ ’em both rich, I finds ’em both poor. That’s where my difficulty lies.”

Mrs Roby offered a prompt solution of this difficulty by suggesting that William should divide the money between them.