“Thank God!” exclaimed Mr Webster fervently. “Why, what are you staring at, Mr Grinder?” he added, on observing that his confidential servant was gazing at him with an expression of considerable surprise.

“Excuse me, sir,” stammered the unfortunate man, “I—I—in fact—you have so often told me that you did not believe in God that I fancied—I—wondered—”

“Really, Mr Grinder, I must beg of you to confine your remarks in future entirely to matters of business. The so-called religious observations which you sometimes venture to make in my presence are extremely distasteful, I assure you. In explanation of what I said, however, I may tell you that this letter informs me of my daughter’s safety, and I merely used the expression of satisfaction that is usual on such occasions. The phrase, as it is generally understood (except by weak men), commits me to nothing more. But enough of this. I find that the Water Lily has indeed been lost. It was fully insured, I believe?”

“Yes, sir, it was.”

“Very well; report the matter without delay. I will go to Covelly to-night, and shall probably be back to-morrow.”

Saying this, Mr Webster left the office, and, on the evening of that day, found himself seated in Captain Boyns’s parlour, with little Annie on his knee. Her pretty head was on his shoulder, her fair curls straggled over his chest, and her round little arms tightly encircled his large body as far as they could reach, while she sobbed on his bosom and kissed him by turns.

This was quite a new experience in the life of the gold-lover. He had declined to submit to familiar caresses in former years, but on such an occasion as the present, he felt that common propriety demanded the sacrifice of himself to some extent. He therefore allowed Annie to kiss him, and found the operation—performed as she did it—much more bearable than he had anticipated; and when Annie exclaimed with a burst of enthusiasm, “Oh, dear, dear papa, I did feel such a dreadful longing for you when the waves were roaring round us!” and gave him another squeeze, he felt that the market price of the bundle of goods on his knee was rising rapidly.

“Did you think you were going to be drowned, dear?” said Mr Webster with the air of a man who does not know very well what to say.

“I’m not sure what I thought,” replied Annie smiling through her tears. “Oh, I was so frightened! You can’t think, papa, how very dreadful it is to see the water boiling all round, and sometimes over you; and such awful thumping of the ship, and then the masts breaking; but what I feared most was to see the faces of the sailors, they were so white, and they looked as if they were afraid. Are men ever afraid, papa?”

“Sometimes, Annie; but a white face is not always the sign of fear—that may be caused by anxiety. Did any of them refuse to obey orders?”