“Well, well,” said the latter, “never mind; but try to tell me how much I’ll have a year.”

“That depends too—”

“Everything seems to depend,” cried Mrs Gaff somewhat testily.

“Of course it does,” said Haco, “everything does depend on somethin’ else, and everything will go on dependin’ to the end of time: it depends on how you invest it, and what interest ye git for it.”

“Oh, dearie me!” sighed Mrs Gaff, beginning for the first time to realise in a small degree the anxieties and troubles inseparable from wealth; “can’t ye tell me what it’s likely to be about?”

“Couldn’t say,” observed Haco, drawing out his pipe as if he were about to appeal to it for information; “it’s too deep for me.”

“Well, but,” pursued Mrs Gaff, becoming confidential, “tell me now, d’ye think it would be enough to let me make some grand improvements on the cottage against Stephen and Billy’s return?”

“Why, that depends on what the improvements is to be,” returned Haco with a profound look.

“Ay, just so. Well, here are some on ’em. First of all, I wants to get a noo grate an’ a brass tea-kettle. There’s nothing like a cheery fire of a cold night, and my Stephen liked a cheery fire—an’ so did Billy for the matter o’ that; but the trouble I had wi’ that there grate is past belief. Now, a noo grate’s indispens’ble.”

“Well?” said Haco, puffing his smoke up the chimney, and regarding the woman earnestly.