“My good woman, are you aware that you could scarcely lift such a sum in coppers.”

“How many would it make?” she inquired with an air of indecision.

“Four thousand eight hundred pence.”

Mrs Gaff’s resolution was shaken; after a few moments’ consideration she said she would take it in silver, and begged to have it mixed—with a good number of sixpences amongst it.

“You see, my lamb,” she whispered to Tottie, while the teller was getting the money, “my poor cousin George is a’most too old to go to sea now, and he han’t got a penny to live on, an’ so I wants to gladden his heart and astonish his eyes wi’ a sight o’ such a heap o’ silver. Mix it all together, sir,” she said to the teller.

He obeyed, and pushed the pile towards Mrs Gaff, who surveyed it first with unmixed delight; but gradually her face was clouded with a look of concern as she thought of the counting of it.

If the counting of the gold was terrible to her, the counting of the silver was absolutely appalling, for the latter, consisting as it did of half-crowns, shillings, and sixpences, numbered nearly five hundred pieces.

The poor woman applied herself to the task with commendable energy, but in ten minutes she perceived that the thing was utterly beyond her powers, so she suddenly exclaimed to Tottie, who stood looking on with tears in her eyes,—“Surely the elderly teller must be an honest man, and would never cheat me;” having come to which conclusion she swept the silver into the bag previously prepared for it, and consigned that to the basket which was the inseparable companion of her left arm. Thereafter she left the bank and hastened to a grocer in the town with whom she was acquainted, and from whom she obtained brown paper and twine with which she made the money up into a parcel. Her next act was to purchase a new bonnet-box, which she presented to Miss Peppy with many earnest protestations that she would have got a better if she could, but a better was not to be had in town for love or money.

Having executed all her commissions, Mrs Gaff returned to Cove and spent an hour or two with Tottie in the four-poster—not by any means because she was lazy, but because it afforded her peculiar and inexpressible pleasure to stare at the damask curtains and wonder how Gaff would like it, and think of the surprise that he would receive on first beholding such a bed. So anxious did the good woman become in her desire to make the most of the new bed, that she once or twice contemplated the propriety of Stephen and herself, and the Bu’ster and Tottie, spending the first night, “after their return,” all together in it, but on mature consideration she dismissed the idea as untenable.