“Very well,” interrupted the captain, wiping his bald head with his pocket-handkerchief angrily, “then the money shall go to some charity—some—some ridiculous asylum or hospital for teaching logarithms to the Hottentots of the Cape, or something of that sort. I tell you, madam,” he added with increased vehemence, seeing that Mrs Tipps still shook her head, “I tell you that I robbed your husband of five hundred pounds!”

“Robbed him!” exclaimed Mrs Tipps, somewhat shocked. “Oh, Captain Lee, impossible!”

“Yes I did,” replied the captain, crossing his arms and nodding his head firmly, “robbed him. I laid a bet with him to that extent and won it.”

“That is not usually considered robbery, Captain Lee,” said Mrs Tipps with a smile.

“But that ought to be considered robbery,” replied the captain, with a frown. “Betting is a mean, shabby, contemptible way of obtaining money for nothing on false pretences. The man who bets says in his heart, ‘I want my friend’s money without the trouble of working for it, therefore I’ll offer to bet with him. In so doing I’ll risk an equal sum of my own money. That’s fair and honourable!’ Is that logic?” demanded the captain, vehemently, “It is not! In the first place it is mean to want, not to speak of accepting, another man’s money without working for it, and it is a false pretence to say that you risk your own money because it is not your own, it is your wife’s and your children’s money, who are brought to poverty, mayhap, because of your betting tendencies, and it is your baker’s and butcher’s money, whose bread and meat you devour (as long as they’ll let you) without paying for it, because of your betting tendencies, and a proportion of it belongs to your church, which you rob, and to the poor, whom you defraud, because of your betting tendencies; and if you say that when you win the case is altered, I reply, yes, it is altered for the worse, because, instead of bringing all this evil down on your own head you hurl it, not angrily, not desperately, but, worse, with fiendish indifference on the head of your friend and his innocent family. Yes, madam, although many men do not think it so, betting is a dishonourable thing, and I’m ashamed of having done it. I repent, Mrs Tipps, the money burns my fingers, and I must return it.”

“Dear me!” exclaimed the old lady, quite unable to reply at once to such a gush. “But Captain Lee, did you not say that it is mean to accept money without working for it, and yet you want me to accept five hundred pounds without working for it?”

“Oh! monstrous sophistry,” cried the perplexed man, grasping desperately the few hairs that remained on his polished head, “is there no difference then between presenting or accepting a gift and betting? Are there not circumstances also in which poverty is unavoidable and the relief of it honourable as well as delightful? not to mention the courtesies of life, wherein giving and receiving in the right spirit and within reasonable limits, are expressive of good-will and conducive to general harmony. Besides, I do not offer a gift. I want to repay a debt; by rights I ought to add compound interest to it for twenty years, which would make it a thousand pounds. Now, do accept it, Mrs Tipps,” cried the captain, earnestly.

But Mrs Tipps remained obdurate, and the captain left her, vowing that he would forthwith devote it as the nucleus of a fund to build a collegiate institute in Cochin-China for the purpose of teaching Icelandic to the Japanese.

Captain Lee thought better of it, however, and directed the fund to the purchase of frequent and valuable gifts to little Joseph and his sister Netta, who had no scruples whatever in accepting them. Afterwards, when Joseph became a stripling, the captain, being a director in the Grand National Trunk Railway, procured for his protégé a situation on the line.

To return to our story after this long digression:—