“You said the water would be sixty, and it isn’t more than forty-six or -eight, I’ll bet! If I’d known it was so cold——”

“Well, great Scott, I can’t fix the water for you, can I? It was just as fair for you as it was for me, and there’s no use in making a fuss about it.”

I’m not making any fuss; it’s you. I say it was a tie——”

“And I say it wasn’t. I won by more than a yard.”

“Your saying so doesn’t make it so,” sneered Frank. “I wish there had been some one here to prove it.”

“Sure! So do I. But there wasn’t.”

“If you’ll come in nearer shore I’ll race you again and show you,” said Frank. “Cold water always slows me up.”

“You ought to do your swimming in a bath-tub,” replied Toby ungraciously. “What’s the good of knowing how to swim if you have to have the water fixed just right for you beforehand?”

“That’s all right, Mr. Smart Aleck, but any one will tell you that forty-four——”