“I don’t mean that I’m going to keep it forever,” explained Toby defensively. “But I’m going to keep it until I find out what I really want to spend it for. If you put money in a bank they’ll pay you interest, won’t they?”

“Yes, but you won’t get much on a hundred and fifty dollars,” replied Arnold carelessly. “They pay three or four per cent., and that would only be about five or six dollars a year.”

“Six dollars a year,” remarked Toby thoughtfully, “would be a dollar and a half for three months, wouldn’t it? Well, a dollar and a half will take you fifty miles on the railroad.”

“But who wants to go fifty miles on an old railroad?” asked Arnold.

“Well, I was thinking I might. Would you mind asking your father to take my hundred and fifty and put it in a bank for me? He’d be likely to know of one that was perfectly safe, wouldn’t he?”

“Sure! He knows dozens of banks. Why, he has accounts in two or three himself!”

“Then you might ask him to pick out the one he knows best,” said Toby anxiously. “I wouldn’t want to lose that money!”


CHAPTER X
TOBY BLOCKS THE PLATE