The "Subject," as this man was nicknamed, in consequence of his wretched and cadaverous appearance, was born at Glastonbury, in Somersetshire, where he was brought up a tailor. Shortly after the termination of his apprenticeship he married, but finding business not answer his expectations he removed to London, where he commenced business in a little way, but in about two years became a bankrupt. At this period of his life, when distressed in pocket and harassed in mind, he was introduced into a shilling table hazard-house kept at that time by the celebrated J.D. Kelly and George Smith in Lisle Street, Leicester Square.

From the very moment that the "Subject" first saw a hazard-table his nature changed, and wife, children, home, and business were totally obliterated from his mind. The few shillings which from time to time he could scrape together from the charity of his own or his wife's friends were all carried to the table, although at this time he was still a perfect novice in all concerning play. He generally lost his money soon after he entered a gaming-house, but even when penniless he always remained until the table was broken up, generally some time before midnight, when he would make his way to a miserable home, only to sleep till the hour for witnessing play again arrived. This state of restlessness and perturbation brought on a serious fit of illness, whilst his wife was compelled to take in washing for the support of the family, who lived amidst scenes of acute misery. Nothing, however, diverted the "Subject" from the gaming-table; no sooner did he recover and was able to crawl out than he was at hazard again, though many were his quarrels with the table-keepers, who resented his presence in their rooms, as he so rarely brought a shilling to play with. Nothing, however, could overcome his infatuation, and had he been turned out for good he would have lain down at the door, and listened to the sound of the dice-box until he died of exposure to the weather. At length Smith, a gaming-house proprietor who had removed to Oxendon Street, Coventry Street, finding Burge determined, by some means or other, to be present during play, installed him as a permanent official in his rooms, with regular duties, the chief of which were to trim the lamps hanging over the hazard-table and to hand a glass of gin to the man who threw in six mains in succession, when he was allowed to say, "Remember the waiter, your honour." Subsequently, the groom-porter being indisposed, the "Subject" mounted the stool and called the main, continuing afterwards sometimes to act alternately in each capacity until the proprietor took the house in 71 Jermyn Street, when he got a rise in the world and was made a regular groom-porter in a crown-house.

The history of the so-called "Athenæum" run by Bond was curious.

At the time when the real Athenæum in Pall Mall was being established there was a swindler upon the town named William Earl. Although the son of a respectable bookseller, who formerly resided in Albemarle Street, Piccadilly, he committed some very flagrant acts of imposition upon the public. Among many other schemes he conceived the plan of pretending that he was the person deputed and authorised by the gentlemen composing the members of the true Athenæum Club, to take and fit up a house for their accommodation. The house in St. James's Street being to let at the time, he (Earl) took it on the residue of a lease having between two and three years to run, and, forthwith, when in possession, got tradesmen to fit it up in the most superb manner possible, making it a great favour to recommend them to so good a job, the Athenæum management promising that all the money shares should be paid down the moment the house was ready for the reception of the members. The furniture, however, as fast as it was brought into the house, disappeared, being taken away by Earl to dispose of for cash to put into his own pocket, preparatory to a final retreat from the scene of action. This being discovered before larger debts were contracted, the creditors, who were already minus about £1400, convened a meeting, at which, under a threat of a criminal prosecution, they compelled Earl to assign the premises and everything else to three gentlemen, Messrs. Baines, Vincent, and Laing, in trust for the benefit of the creditors. These gentlemen, subsequently representing the case of the creditors to the Lord Chamberlain, obtained a licence for music, the premises being designated and inserted in the licence as known by the name of the Athenæum; but this and a juggling speculation failing, it was at length let to Ephraim Bond, Esq., at a rental of £50 per month. This was in the early part of the year 1830, during which Earl was committed to Newgate for swindling a jeweller in St. Paul's Churchyard out of a gold chain and other property, being subsequently transported for the term of seven years. The notoriety of these circumstances, and the length of time Earl's name had been before the public, as being somehow connected with the institution described as the Athenæum Club in St. James's Street, led a vast number of thoughtless young men to visit the house. Certain is it, that not a few joined the place under a full impression that they were actually admitted into the real Athenæum Club: and to this confusion of names did the new proprietor, in a very large measure, owe the extraordinary run of play he had at his tables. Among the persons who were employed at this house were Kelly, Peck, Hancock, Mayne, and Thompson: the two latter were retained by Bond as waiters, after having been placed in the house under the following circumstances. Earl, as the spurious Athenæum progressed, advertised for waiters; when these men applied, he represented in forcible language the responsible nature of their situations, and the great trust which would be reposed in them, informing one that all the linen and glass would be placed in his hands, and the other that he would have charge of plate to the value of some thousands. By these means he induced one to deposit £150 and the other £100 as security before they entered upon the service of the Club. Bond thought that the ill-usage of these men gave them some claim upon the premises, and, therefore, installed them into the office which they originally came to fill, that is, as waiters.

At many of the gambling-houses the waiters reaped a rich harvest by lending money. At Crockford's one of these servants once received £500, nominally as a Christmas-box, but really as a recognition of timely financial assistance rendered to frequenters of the hazard-table; £100 of this sum was given to him by a nobleman who had in one week won £80,000 on a moderate sum which had been borrowed from the waiter in question.

About 1838 gaming-houses were kept open all day, the dice were scarcely ever idle, day or night. All the week, all the year round, persons were to be found in these places, losing their money, and up to 1844 there were no less than twelve gaming-houses in St. James's and St. George's. Before that the play was higher, but not so general.

The increase of gambling-houses was said to be owing to the existence of Crockford's. Such was the opinion of the Honourable Frederick Byng, as given before the Committee of the House of Commons. He declared "that the facility to gamble at Crockford's led to the establishment of other gambling-houses fitted up in a superior style, and attractive to gentlemen who never would have thought of going into them formerly." He added that in his older days gambling was very high, but the amusement of a very few. Mr. Byng also said he "could have named all the gamblers in his early days at the clubs. No person coming into a room where hazard was carried on would have been permitted to play for a small sum, and therefore poor people left it alone."

The gambling which was carried on in the private rooms of the wine and oyster houses, about 1840, was of the same character as that which had at the same time flourished in the vicinity of St James's. For this reason the blackguards frequenting the former attained the most profound knowledge of the art of robbing at the West-End Hells. They visited the saloons every night, in order to pick up new acquaintances amongst inexperienced youth. Well-dressed and polite, they carefully scanned every visitor on the look-out for pigeons to pluck, and having found one went soon to work to establish an acquaintance. Cards being proposed, the leader of the band provided a room, play ensuing, accompanied by the certainty of loss to the unfortunate guest. If the invitation was rejected, the pigeon was attacked through a passion of a different kind. The word being given to one of their female friends, she threw herself in the quarry's way, and prevailed upon him to accompany her to her house. In the morning the "gentleman," who in vain had solicited him to play at the saloon the night before, would call—as if to pay "a friendly visit." Cards would be again proposed, the "lady" offering to be the partner of her friend in the game. Numbers of young men were plundered by such schemes of thousands of pounds; and a good deal of demoralisation prevailed amongst small tradesmen and gentlemen's servants, numbers of whom frequented the low gambling-houses. If one of these could scrape together two or three hundred pounds he was able, with the assistance of the keeper of the Hell, to lend it to needy losers at sixty per cent.

A careful inspection was made of the visitor's appearance by a gaming-house keeper's spies, his dress being strictly scrutinised. He was obliged, before entering the saloon, to deposit his great-coat and cane, or anything else which might facilitate the introduction of some weapon; the value or elegance of these did not save him from the humiliation of having it taken from him at the door. The assaults which were sometimes made on the bankers led to such precautions.

The blame for the great increase of gambling in the West End was mostly attributed to Crockford, who presided over the most palatial gaming-house ever run in England.