"I cannot, of course, give you a copy of my report," Tarnhorst had told Georges Alhamid. "That is for the eyes of the Committee only. However, I may say that I do not find the Belt Companies or the governments of the Belt Cities at fault. Do you want to know my personal opinion?"
"I would appreciate it, Mr. Tarnhorst," Georges had said.
"Carelessness. Just plain carelessness on the part of the workers. That is what has caused your rise in death rates. You people out here in the Belt have become too used to being in space. Familiarity breeds contempt, Mr. Alhamid.
"Steps must be taken to curb that carelessness. I suggest a publicity campaign of some kind. The people must be thoroughly indoctrinated in safety procedures and warned against carelessness. Just a few months of schooling isn't enough, Mr. Alhamid. You've got to start pounding it into their heads early.
"If you don't—" He shook his head. (He had grown used to doing so in low gravity by now.) "If the death rate isn't cut down, we shall have to raise the premium rates, and I don't know what will happen on the floor of the People's Congress. However, I think I can guarantee six months to a year before any steps are taken. That will give you time to launch your safety campaign. I'm certain that as soon as this carelessness is curbed, the claims will drop down to their former low point."
"We'll certainly try that," Alhamid had said heartily. "Thank you very much, Mr. Tarnhorst."
When they had finally gone, Alhamid spoke to the governor.
"That's that, Larry. You can bring it up at the next meeting of the Board of Governors. Get some kind of publicity campaign going. Plug safety. Tell 'em carelessness is bad. It can't hurt anything and actually might help, who knows?"
"What are you going to do at your end?"
"What we should have done long ago: finance the insurance ourselves. For the next couple of years, we'll only make death claims to Earth for a part of the total. We'll pay off the rest ourselves. Then we'll tell 'em we've brought the cost down so much that we can afford to do our own insurance financing.