"Thus you see, every individual has his financial standing—all in relation to the government. He can let his balance pile up if he is able, or he can keep it low."

"Suppose he goes into debt?" suggested the Very Young Man.

"In the case of obvious, verified necessity, the government will allow him a limited credit. Persistent—shall I say willful—debt is a crime."

"I thought at first," said the Big Business Man, "that everybody in this nation was on the same financial footing—that there was no premium put upon skill or industriousness. Now I see that one can accumulate, if not money, at least an inordinate amount of the world's goods."

"Not such an inordinate amount," said the Chemist smiling. "Because there is no inheritance. A man and woman, combining their worldly wealth, may by industry acquire more than others, but they are welcome to enjoy it. And they cannot, in one lifetime, get such a preponderance of wealth as to cause much envy from those lacking it."

"What happens to this house when you and Lylda die, if Loto cannot have it?" the Big Business Man asked.

"It is kept in repair by the government and held until some one with a sufficiently large balance wants to buy it."

"Are all workers paid at the same rate?" asked the Doctor.

"No, but their wages are much nearer equal than in your world."

"You have to hire people to work for you, how do you pay them?" the Doctor inquired.