"Say, 'Squire, aint there a new kind of insurance consarn 'round these diggins? I'm thinkin' of gittin' my life insured—not 'cause there's any kinsumption in our fam'ly, only there's no tellin' when a feller might peg out. Tell you, 'Squire, I'm sound as a bell."

Mr. Spriggins turned himself around for inspection, and shrugged his broad shoulders with an air of evident self-esteem.

A lengthy speech might have followed, but our legal friend averted
the catastrophe by informing his client that the Dominion Safety
Fund office was close at hand, and with quiet mien escorted the said
Mr. Spriggins to the door.

A genial "come in" answered the summons of the applicant, and in another chapter we will be able to inform the reader how the veritable Mr. Spriggins was sent home rejoicing from the fact that he had become insured in the Safety Fund.

Phillip Lawson was re-established at his desk, and not wishing to allow his thoughts to wander to the subject which had hitherto occupied them, took up a novel that lay upon the opposite shelf. It was one of George Eliot's masterpieces—Daniel Deronda. Its depth of thought and richness in the sublime and beautiful theories as regards the Jewish dispensation had a charm for the talented scholar, and he read for more than an hour, deeply buried in the inspired words of the gifted author—one who will occupy a deep niche in the inmost recesses of all hearts, so long as the literature bearing her impress shall make its way in all tongues and through every clime! Presently a light, well-known step greets the reader's ears, and a trim little maiden, with waterproof, heavy boots, and umbrella in the foreground, presents herself upon terms of much familiarity.

"And my dear old Phillip, how happy you look in here! Why, its fearfully disagreeable out to-day, and you look as contented as if the room was heated only by the sunshine, while I am really shivering with the dampness and fog."

"Well, little woman, what brought you out to-day?" exclaimed the indulgent brother, stroking the fair hair of his pet sister as she stood beside him, looking into his face with a look of pure devotion—a look which showed that her brother was her world, and in his face shone all that was good and true in her eyes.

Lottie Lawson was a child of a sweet and tender nature. She had been watched over by a model mother, and this earnest mother's prayers had not fallen unanswered.

"God grant that the woman be a living realization of the child," was the fervent prayer that dwelt upon Phillip Lawson's lips, as he drew the child towards him and tenderly kissed the fair forehead.

"You wonder why I am out to-day, brother Phillip; I came on a message from Kitty."