"Now, look here," said Luke. He put into his voice a calm that he did not feel. "Try to tell me just what happened. I can't advise you till I know that, even if I'm not the business-fool I seem to have proved myself to be. First of all, Osserman sent you some sort of word, didn't he?"

"Yes, of course."

"What was it?"

"It was a letter—just a personal letter."

"When did you get it?"

"About eleven this morning."

"So then you went over to the bank?"

"Yes."

"And asked to see this man Osserman?"

"Yes."