Answ. No: but, cæteris paribus, we should choose the cheapest, and be at no needless cost on them; nor lay out any thing on them which, consideratis considerandis, might be better bestowed. But of this before.
Inst. V. Another way of prodigality is in over-costly apparel.
Quest. VI. What may be accounted prodigality in the costliness of apparel?
Answ. Not that which is only for a due distinction of superiors from inferiors, or which is needful to keep up the vulgar's reverence to magistrates. But, 1. All that which is merely serviceable to pride, or vain curiosity, or amorous lust, or an affectation to be thought more comely and beautiful than others. 2. All that which hath more cost bestowed on it, than the benefit or end is worth. 3. Or which hath that cost which should be rather laid out another way upon better uses. The cheapest apparel must be chosen which is warm and comely, and fittest to the right ends. And we must come nearer those that are below our rank, than those above it.
Inst. VI. Also prodigality is much showed in the cost which is laid out for needless pomp and ostentation of greatness or curiosity, in keeping a numerous retinue, and in their gallantry, and in keeping many horses, and costly furniture, and attendance.
Quest. VII. When is a costly retinue and other pompous furniture to be accounted prodigality?
Answ. Not when they are needful to the honour of magistracy, and so to the government of the commonwealth; nor when it is made but a due means to some lawful end, which answereth the cost. But when it is either the fruits and maintenance of pride, or exceedeth the proportion of men's estates, or (especially) when it expendeth that which better and more necessary uses call for. It is a most odious and enormous crime, to waste so many hundred or thousand pounds a year in the vanities of pomp, and fruitless curiosities, and need-nots, while the public uses of the state and church are injured through want, and while thousands of poor families are racked with cares, and pinched with necessities round about us.
Inst. VII. Another way of prodigality is that which is called by many, keeping a good house, that is, in unnecessary abundance, and waste of meat and drink, and other provisions.
Quest. VIII. When may great housekeeping be accounted prodigality?
Answ. Not when it is but a convenient work of charity to feed the poor, and relieve the distressed, or entertain strangers, or to give such necessary entertainment to equals or superiors as is before described: but when the truest relief of the poor shall be omitted, (and it may be poor tenants racked and oppressed,) to keep up the fame and grandeur of their abundance, and to seem magnificent, and praised by men for great housekeepers. The whole and large estates of many of the rich and great ones of the world goeth this way, and so much is devoured by it, as starveth almost all good works.